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At today's rate and a 90% mortgage, the deposit on this unit is about HK$306K, with repayments around HK$13,354/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$306K · loan HK$2.76M · min. income ≈ HK$26,708/mo (50% DSR)
Upfront cash ≈ HK$306K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Tai Wai Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 29 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- 1F
- Saleable Area
- 304 Saleable ft²
- Gross Area
- 369 ft²
- Efficiency
- 82%
- District
- Sha Tin District · New Territories East
- School net (POA)
- 88
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-04-25 | HK$3.00M | −9.1% 8.0y · −1.0%/yr |
| 2017-05-26 | HK$3.30M | −0.3% 2.6y · 0.0%/yr |
| 2014-09-22 | HK$3.31M | +39.7% |
| 2012-06-04 | HK$2.37M | +115.5% |
| 2009-08-26 | HK$1.10M | +23.6% |
| 2006-01-14 | HK$890K | +48.3% |
| 2003-03-20 | HK$600K | −65.3% |
| 1997-05-14 | HK$1.73M | +38.4% |
| 1997-01-03 | HK$1.25M | — |