Home Sha Tin District Garden Rivera Block F

20/F 3

Sha Tin District · New Territories East

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4/F 1 269 ft² 4/F 2 269 ft² 4/F 3 242 ft² 4/F 4 242 ft² 4/F 5 269 ft² 4/F 7 242 ft² 4/F 8 242 ft² 5/F 5 261 ft² 5/F 1 269 ft² 5/F 2 269 ft² 5/F 3 242 ft² 5/F 4 242 ft² 5/F 7 242 ft² 5/F 8 242 ft² 6/F 1 261 ft² 6/F 5 261 ft² 6/F 2 269 ft² 6/F 3 242 ft² 6/F 4 242 ft² 6/F 6 269 ft² 6/F 7 242 ft² 6/F 8 242 ft² 7/F 8 249 ft² 7/F 1 269 ft² 7/F 2 269 ft² 7/F 3 242 ft² 7/F 5 269 ft² 7/F 7 242 ft² 8/F 1 269 ft² 8/F 2 269 ft² 8/F 3 242 ft² 8/F 6 269 ft² 8/F 7 242 ft² 8/F 8 242 ft² 9/F 3 242 ft² 9/F 4 249 ft² 9/F 6 261 ft² 9/F 7 249 ft² 9/F 1 269 ft² 9/F 2 269 ft² 9/F 5 269 ft² 10/F 6 261 ft² 10/F 1 269 ft² 10/F 2 269 ft² 10/F 3 242 ft² 11/F 4 249 ft² 11/F 1 269 ft² 11/F 2 269 ft² 11/F 3 242 ft² 11/F 7 242 ft² 12/F 3 242 ft² 12/F 8 249 ft² 12/F 2 269 ft² 12/F 5 269 ft² 13/F 5 261 ft² 13/F 6 261 ft² 13/F 1 269 ft² 13/F 2 269 ft² 13/F 3 242 ft² 13/F 4 242 ft² 13/F 7 242 ft² 13/F 8 242 ft² 14/F 6 261 ft² 14/F 1 269 ft² 14/F 2 269 ft² 14/F 3 242 ft² 14/F 4 242 ft² 14/F 8 242 ft² 15/F 1 269 ft² 15/F 3 249 ft² 15/F 8 249 ft² 15/F 2 269 ft² 15/F 4 242 ft² 15/F 5 269 ft² 15/F 7 242 ft² 16/F 1 269 ft² 16/F 2 269 ft² 16/F 3 242 ft² 16/F 4 242 ft² 16/F 5 269 ft² 16/F 6 269 ft² 16/F 7 242 ft² 16/F 8 242 ft² 17/F 3 249 ft² 17/F 7 249 ft² 17/F 1 269 ft² 17/F 2 269 ft² 17/F 4 242 ft² 17/F 5 269 ft² 17/F 6 269 ft² 17/F 8 242 ft² 18/F 3 249 ft² 18/F 4 249 ft² 18/F 2 281 ft² 18/F 5 269 ft² 18/F 7 242 ft² 18/F 8 242 ft² 19/F 1 269 ft² 19/F 3 242 ft² 19/F 4 242 ft² 19/F 7 242 ft² 20/F 1 269 ft² 20/F 4 242 ft² 20/F 2 269 ft² 20/F 3 242 ft² 20/F 5 269 ft² 20/F 6 269 ft² 20/F 7 242 ft² 20/F 8 242 ft² 21/F 1 269 ft² 21/F 2 269 ft² 21/F 3 242 ft² 21/F 4 242 ft² 21/F 5 269 ft² 21/F 7 242 ft² 21/F 8 242 ft² 22/F 1 269 ft² 22/F 2 269 ft² 22/F 3 242 ft² 22/F 4 242 ft² 22/F 5 269 ft² 22/F 6 269 ft² 22/F 7 242 ft² 22/F 8 242 ft² 23/F 4 249 ft² 23/F 6 261 ft² 23/F 2 269 ft² 23/F 3 242 ft² 23/F 7 242 ft² 23/F 8 242 ft² 24/F 5 261 ft² 24/F 1 269 ft² 24/F 2 269 ft² 24/F 3 242 ft² 24/F 4 242 ft² 24/F 7 242 ft² 24/F 8 242 ft² 25/F 2 269 ft² 25/F 3 242 ft² 25/F 4 242 ft² 25/F 5 269 ft² 25/F 6 269 ft² 25/F 7 242 ft² 25/F 8 242 ft² 26/F 3 249 ft² 26/F 1 269 ft² 26/F 2 269 ft² 26/F 4 242 ft² 26/F 6 269 ft² 26/F 8 242 ft² 27/F 1 269 ft² 27/F 2 269 ft² 27/F 3 242 ft² 27/F 4 242 ft² 27/F 5 269 ft² 27/F 6 269 ft² 27/F 7 242 ft² 27/F 8 242 ft² 28/F 4 249 ft² 28/F 6 261 ft² 28/F 7 249 ft² 28/F 1 269 ft² 28/F 2 269 ft² 28/F 3 242 ft² 29/F 1 269 ft² 29/F 2 269 ft² 29/F 3 242 ft² 29/F 6 269 ft² 29/F 7 242 ft² 29/F 8 242 ft² 30/F 2 261 ft² 30/F 6 269 ft² 30/F 1 269 ft² 30/F 3 242 ft² 30/F 4 242 ft² 30/F 5 269 ft² 30/F 7 242 ft² 30/F 8 242 ft² 31/F 2 269 ft² 31/F 4 249 ft² 31/F 1 269 ft² 31/F 3 242 ft² 31/F 5 269 ft² 31/F 6 269 ft² 31/F 7 242 ft² 31/F 8 242 ft² 32/F 2 261 ft² 32/F 1 269 ft² 32/F 3 242 ft² 32/F 4 242 ft² 32/F 5 269 ft² 32/F 7 242 ft² 32/F 8 242 ft² 33/F 5 261 ft² 33/F 6 261 ft² 33/F 8 249 ft² 33/F 1 281 ft² 33/F 2 269 ft² 33/F 3 242 ft² 33/F 4 242 ft² 33/F 7 242 ft² 34/F 2 261 ft² 34/F 6 269 ft² 34/F 1 281 ft² 34/F 3 242 ft² 34/F 4 242 ft² 34/F 5 269 ft² 34/F 7 242 ft² 34/F 8 242 ft² 35/F 1 269 ft² 35/F 2 269 ft² 35/F 3 242 ft² 35/F 4 242 ft² 35/F 5 269 ft² 35/F 6 269 ft² 35/F 7 242 ft² 35/F 8 242 ft² 36/F 4 242 ft² 36/F 6 269 ft² 36/F 1 269 ft² 36/F 2 269 ft² 36/F 3 242 ft² 36/F 5 269 ft² 36/F 7 242 ft² 36/F 8 242 ft²

Crescira AVM · estimated value ● Medium confidence

HK$3.79M

≈ HK$15,646 / ft² saleable · updated 2026-08-01

Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$379K, with repayments around HK$16,515/mo for the first 5 years.

Open full planner → Compare mortgage offers →

Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

Prime Rate (P-plan) · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV 90%

Term

▼ 0.50% · 3.625%

HK$15,541

−HK$974/mo

▼ 0.25% · 3.875%

HK$16,024

−HK$491/mo

Today · 4.125%

HK$16,515

baseline

▲ 0.50% · 4.625%

HK$17,520

+HK$1,005/mo

Deposit HK$379K · loan HK$3.41M · min. income ≈ HK$33,030/mo (50% DSR)

Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor: 20/F
Flat: 3
Saleable Area: 242 ft²
Gross Area: 368 ft²
Efficiency: 66%
District: Sha Tin District · New Territories East
School net (POA): 91

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2008-01-14	HK$1.25M	+13.5% 1.8y	HK$5,157	HK$3,391
2006-03-30	HK$1.10M	+14.6%	HK$4,546	HK$2,989
2006-03-24	HK$960K	−55.3%	HK$3,967	HK$2,609
1997-04-28	HK$2.15M	+70.6%	HK$8,884	HK$5,842
1995-12-15	HK$1.26M	—	HK$5,207	HK$3,424