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Crescira AVM · estimated value Medium confidence
HK$11.68M
≈ HK$10,578 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.50M, with repayments around HK$39,618/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,280
−HK$2,338/mo
▼ 0.25% · 3.875%
HK$38,439
−HK$1,179/mo
Today · 4.125%
HK$39,618
baseline
▲ 0.50% · 4.625%
HK$42,028
+HK$2,410/mo

Deposit HK$3.50M · loan HK$8.17M · min. income ≈ HK$79,236/mo (50% DSR)

Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,919 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
H
Saleable Area
1,104 ft²
Gross Area
1,264 ft²
Efficiency
87%
District
Tai Po District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
1998-01-15 HK$7.97M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wu Kai Sha
≈ 9 min walk · 657 m
Education
4
schools within 1 km (1 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
3
parks, libraries, sports within 1 km

Everyday convenience — 5 shopping and daily-needs spots nearby.

Green space & leisure — 3 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com