Home Tai Po District SYMPHONY BAY VILLA RHAPSODY BLOCK 8

12/F B

Tai Po District · New Territories East

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Floor

1/F A 1,285 ft² 1/F B 1,326 ft² 2/F A 1,285 ft² 2/F B 1,326 ft² 3/F A 1,285 ft² 3/F B 1,326 ft² 5/F A 1,285 ft² 5/F B 1,326 ft² 6/F A 1,285 ft² 6/F B 1,326 ft² 7/F A 1,285 ft² 7/F B 1,326 ft² 8/F A 1,285 ft² 8/F B 1,326 ft² 9/F A 1,285 ft² 9/F B 1,326 ft² 10/F A 1,286 ft² 10/F B 1,326 ft² 11/F A 1,285 ft² 11/F B 1,326 ft² 12/F A 2,136 ft² 12/F B 2,173 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$28.28M

≈ HK$13,012 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.48M, with repayments around HK$95,927/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$90,266

−HK$5,661/mo

▼ 0.25% · 3.875%

HK$93,074

−HK$2,853/mo

Today · 4.125%

HK$95,927

baseline

▲ 0.50% · 4.625%

HK$101,764

+HK$5,837/mo

Deposit HK$8.48M · loan HK$19.79M · min. income ≈ HK$191,854/mo (50% DSR)

Upfront cash ≈ HK$9.68M (deposit + AVD stamp duty HK$1,201,721 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Wu Kai Sha Station

≈ 10 min walk · 767 m

Education

schools within 1 km (1 within 500 m)

Daily convenience

within 1 km (0 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Everyday convenience — 5 shopping and daily-needs spots nearby.

Location

Unit Information

Floor: 12/F
Flat: B
Saleable Area: 2,173 Saleable ft²
Gross Area: 2,733 ft²
Efficiency: 80%
District: Tai Po District · New Territories East
School net (POA): 89

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2022-06-01	HK$31.00M	+34.8% 14.3y · 2.0%/yr	HK$14,266	HK$11,343
2008-02-05	HK$23.00M	+98.3%	HK$10,584	HK$8,416
2002-04-09	HK$11.60M	−31.0%	HK$5,338	HK$4,244
1999-04-10	HK$16.80M	−19.5%	HK$7,731	HK$6,147
1998-03-11	HK$20.87M	—	HK$9,604	HK$7,636