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Crescira AVM · estimated value Medium confidence
HK$9.93M
≈ HK$9,634 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$993K, with repayments around HK$43,325/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$40,769
−HK$2,556/mo
▼ 0.25% · 3.875%
HK$42,037
−HK$1,288/mo
Today · 4.125%
HK$43,325
baseline
▲ 0.50% · 4.625%
HK$45,962
+HK$2,637/mo

Deposit HK$993K · loan HK$8.94M · min. income ≈ HK$86,650/mo (50% DSR)

Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$363,280 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Wu Kai Sha Station
≈ 12 min walk · 921 m
Education
2
schools within 1 km (0 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
1
parks, libraries, sports within 1 km

Everyday convenience — 5 shopping and daily-needs spots nearby.

Location

Unit Information

Floor
2/F
Flat
C
Saleable Area
1,031 Saleable ft²
Gross Area
1,180 ft²
Efficiency
87%
District
Tai Po District · New Territories East
School net (POA)
89

Transaction History

Date Price Gain / loss
2004-01-21 HK$4.10M −20.4%
1999-01-09 HK$5.15M −16.3%
1998-03-27 HK$6.15M
Data sourced from Renavon.com