▼ 0.50% · 3.625%
HK$2,392
−HK$150/mo
▼ 0.25% · 3.875%
HK$2,466
−HK$76/mo
Today · 4.125%
HK$2,542
baseline
▲ 0.50% · 4.625%
HK$2,696
+HK$154/mo
Deposit HK$524K · loan HK$524K · min. income ≈ HK$5,084/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,661
−HK$143/mo
▼ 0.25% · 3.875%
HK$2,732
−HK$72/mo
Today · 4.125%
HK$2,804
baseline
▲ 0.50% · 4.625%
HK$2,952
+HK$148/mo
Deposit HK$524K · loan HK$524K · min. income ≈ HK$5,608/mo (50% DSR)
Upfront cash ≈ HK$525K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,631
−HK$165/mo
▼ 0.25% · 3.875%
HK$2,713
−HK$83/mo
Today · 4.125%
HK$2,796
baseline
▲ 0.50% · 4.625%
HK$2,966
+HK$170/mo
Deposit HK$472K · loan HK$577K · min. income ≈ HK$5,592/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,927
−HK$158/mo
▼ 0.25% · 3.875%
HK$3,005
−HK$80/mo
Today · 4.125%
HK$3,085
baseline
▲ 0.50% · 4.625%
HK$3,248
+HK$163/mo
Deposit HK$472K · loan HK$577K · min. income ≈ HK$6,170/mo (50% DSR)
Upfront cash ≈ HK$472K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$2,870
−HK$180/mo
▼ 0.25% · 3.875%
HK$2,959
−HK$91/mo
Today · 4.125%
HK$3,050
baseline
▲ 0.50% · 4.625%
HK$3,236
+HK$186/mo
Deposit HK$420K · loan HK$629K · min. income ≈ HK$6,100/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,193
−HK$172/mo
▼ 0.25% · 3.875%
HK$3,279
−HK$86/mo
Today · 4.125%
HK$3,365
baseline
▲ 0.50% · 4.625%
HK$3,543
+HK$178/mo
Deposit HK$420K · loan HK$629K · min. income ≈ HK$6,730/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,109
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,206
−HK$98/mo
Today · 4.125%
HK$3,304
baseline
▲ 0.50% · 4.625%
HK$3,505
+HK$201/mo
Deposit HK$367K · loan HK$682K · min. income ≈ HK$6,608/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,459
−HK$187/mo
▼ 0.25% · 3.875%
HK$3,552
−HK$94/mo
Today · 4.125%
HK$3,646
baseline
▲ 0.50% · 4.625%
HK$3,838
+HK$192/mo
Deposit HK$367K · loan HK$682K · min. income ≈ HK$7,292/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,348
−HK$210/mo
▼ 0.25% · 3.875%
HK$3,453
−HK$105/mo
Today · 4.125%
HK$3,558
baseline
▲ 0.50% · 4.625%
HK$3,775
+HK$217/mo
Deposit HK$315K · loan HK$734K · min. income ≈ HK$7,116/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,725
−HK$201/mo
▼ 0.25% · 3.875%
HK$3,825
−HK$101/mo
Today · 4.125%
HK$3,926
baseline
▲ 0.50% · 4.625%
HK$4,133
+HK$207/mo
Deposit HK$315K · loan HK$734K · min. income ≈ HK$7,852/mo (50% DSR)
Upfront cash ≈ HK$315K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,588
−HK$224/mo
▼ 0.25% · 3.875%
HK$3,699
−HK$113/mo
Today · 4.125%
HK$3,812
baseline
▲ 0.50% · 4.625%
HK$4,044
+HK$232/mo
Deposit HK$262K · loan HK$787K · min. income ≈ HK$7,624/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,991
−HK$216/mo
▼ 0.25% · 3.875%
HK$4,098
−HK$109/mo
Today · 4.125%
HK$4,207
baseline
▲ 0.50% · 4.625%
HK$4,428
+HK$221/mo
Deposit HK$262K · loan HK$787K · min. income ≈ HK$8,414/mo (50% DSR)
Upfront cash ≈ HK$262K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,827
−HK$240/mo
▼ 0.25% · 3.875%
HK$3,946
−HK$121/mo
Today · 4.125%
HK$4,067
baseline
▲ 0.50% · 4.625%
HK$4,314
+HK$247/mo
Deposit HK$210K · loan HK$839K · min. income ≈ HK$8,134/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,257
−HK$230/mo
▼ 0.25% · 3.875%
HK$4,371
−HK$116/mo
Today · 4.125%
HK$4,487
baseline
▲ 0.50% · 4.625%
HK$4,724
+HK$237/mo
Deposit HK$210K · loan HK$839K · min. income ≈ HK$8,974/mo (50% DSR)
Upfront cash ≈ HK$210K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,066
−HK$255/mo
▼ 0.25% · 3.875%
HK$4,192
−HK$129/mo
Today · 4.125%
HK$4,321
baseline
▲ 0.50% · 4.625%
HK$4,584
+HK$263/mo
Deposit HK$157K · loan HK$892K · min. income ≈ HK$8,642/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,523
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,645
−HK$123/mo
Today · 4.125%
HK$4,768
baseline
▲ 0.50% · 4.625%
HK$5,019
+HK$251/mo
Deposit HK$157K · loan HK$892K · min. income ≈ HK$9,536/mo (50% DSR)
Upfront cash ≈ HK$157K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,305
−HK$270/mo
▼ 0.25% · 3.875%
HK$4,439
−HK$136/mo
Today · 4.125%
HK$4,575
baseline
▲ 0.50% · 4.625%
HK$4,853
+HK$278/mo
Deposit HK$105K · loan HK$944K · min. income ≈ HK$9,150/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,789
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,918
−HK$130/mo
Today · 4.125%
HK$5,048
baseline
▲ 0.50% · 4.625%
HK$5,314
+HK$266/mo
Deposit HK$105K · loan HK$944K · min. income ≈ HK$10,096/mo (50% DSR)
Upfront cash ≈ HK$105K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).