▼ 0.50% · 3.625%
HK$21,998
−HK$1,380/mo
▼ 0.25% · 3.875%
HK$22,683
−HK$695/mo
Today · 4.125%
HK$23,378
baseline
▲ 0.50% · 4.625%
HK$24,800
+HK$1,422/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$46,756/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,473
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$25,129
−HK$666/mo
Today · 4.125%
HK$25,795
baseline
▲ 0.50% · 4.625%
HK$27,155
+HK$1,360/mo
Deposit HK$4.82M · loan HK$4.82M · min. income ≈ HK$51,590/mo (50% DSR)
Upfront cash ≈ HK$5.16M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,198
−HK$1,518/mo
▼ 0.25% · 3.875%
HK$24,951
−HK$765/mo
Today · 4.125%
HK$25,716
baseline
▲ 0.50% · 4.625%
HK$27,280
+HK$1,564/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$51,432/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,920
−HK$1,455/mo
▼ 0.25% · 3.875%
HK$27,642
−HK$733/mo
Today · 4.125%
HK$28,375
baseline
▲ 0.50% · 4.625%
HK$29,870
+HK$1,495/mo
Deposit HK$4.34M · loan HK$5.31M · min. income ≈ HK$56,750/mo (50% DSR)
Upfront cash ≈ HK$4.68M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,398
−HK$1,655/mo
▼ 0.25% · 3.875%
HK$27,219
−HK$834/mo
Today · 4.125%
HK$28,053
baseline
▲ 0.50% · 4.625%
HK$29,760
+HK$1,707/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$56,106/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,367
−HK$1,587/mo
▼ 0.25% · 3.875%
HK$30,155
−HK$799/mo
Today · 4.125%
HK$30,954
baseline
▲ 0.50% · 4.625%
HK$32,586
+HK$1,632/mo
Deposit HK$3.86M · loan HK$5.79M · min. income ≈ HK$61,908/mo (50% DSR)
Upfront cash ≈ HK$4.19M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,598
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$29,487
−HK$904/mo
Today · 4.125%
HK$30,391
baseline
▲ 0.50% · 4.625%
HK$32,240
+HK$1,849/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$60,782/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,815
−HK$1,719/mo
▼ 0.25% · 3.875%
HK$32,668
−HK$866/mo
Today · 4.125%
HK$33,534
baseline
▲ 0.50% · 4.625%
HK$35,301
+HK$1,767/mo
Deposit HK$3.38M · loan HK$6.27M · min. income ≈ HK$67,068/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,798
−HK$1,931/mo
▼ 0.25% · 3.875%
HK$31,756
−HK$973/mo
Today · 4.125%
HK$32,729
baseline
▲ 0.50% · 4.625%
HK$34,720
+HK$1,991/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$65,458/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,262
−HK$1,851/mo
▼ 0.25% · 3.875%
HK$35,181
−HK$932/mo
Today · 4.125%
HK$36,113
baseline
▲ 0.50% · 4.625%
HK$38,017
+HK$1,904/mo
Deposit HK$2.89M · loan HK$6.75M · min. income ≈ HK$72,226/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,997
−HK$2,070/mo
▼ 0.25% · 3.875%
HK$34,024
−HK$1,043/mo
Today · 4.125%
HK$35,067
baseline
▲ 0.50% · 4.625%
HK$37,200
+HK$2,133/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$70,134/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,709
−HK$1,984/mo
▼ 0.25% · 3.875%
HK$37,694
−HK$999/mo
Today · 4.125%
HK$38,693
baseline
▲ 0.50% · 4.625%
HK$40,732
+HK$2,039/mo
Deposit HK$2.41M · loan HK$7.24M · min. income ≈ HK$77,386/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,197
−HK$2,207/mo
▼ 0.25% · 3.875%
HK$36,292
−HK$1,112/mo
Today · 4.125%
HK$37,404
baseline
▲ 0.50% · 4.625%
HK$39,680
+HK$2,276/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$74,808/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,157
−HK$2,115/mo
▼ 0.25% · 3.875%
HK$40,207
−HK$1,065/mo
Today · 4.125%
HK$41,272
baseline
▲ 0.50% · 4.625%
HK$43,448
+HK$2,176/mo
Deposit HK$1.93M · loan HK$7.72M · min. income ≈ HK$82,544/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,397
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$38,560
−HK$1,182/mo
Today · 4.125%
HK$39,742
baseline
▲ 0.50% · 4.625%
HK$42,160
+HK$2,418/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$79,484/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,604
−HK$2,248/mo
▼ 0.25% · 3.875%
HK$42,720
−HK$1,132/mo
Today · 4.125%
HK$43,852
baseline
▲ 0.50% · 4.625%
HK$46,163
+HK$2,311/mo
Deposit HK$1.45M · loan HK$8.20M · min. income ≈ HK$87,704/mo (50% DSR)
Upfront cash ≈ HK$1.78M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,597
−HK$2,483/mo
▼ 0.25% · 3.875%
HK$40,829
−HK$1,251/mo
Today · 4.125%
HK$42,080
baseline
▲ 0.50% · 4.625%
HK$44,640
+HK$2,560/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$84,160/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,051
−HK$2,380/mo
▼ 0.25% · 3.875%
HK$45,233
−HK$1,198/mo
Today · 4.125%
HK$46,431
baseline
▲ 0.50% · 4.625%
HK$48,879
+HK$2,448/mo
Deposit HK$965K · loan HK$8.68M · min. income ≈ HK$92,862/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$334,728 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).