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At today's rate and a 90% mortgage, the deposit on this unit is about HK$470K, with repayments around HK$20,521/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$470K · loan HK$4.23M · min. income ≈ HK$41,042/mo (50% DSR)
Upfront cash ≈ HK$558K (deposit + AVD stamp duty HK$87,966 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 17 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 17 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- A
- Saleable Area
- 376 Saleable ft²
- Gross Area
- 548 ft²
- Efficiency
- 69%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-29 | HK$4.30M | −1.6% 7.9y · 0.0%/yr |
| 2017-11-02 | HK$4.37M | +97.7% 5.5y · 18.0%/yr |
| 2012-05-22 | HK$2.21M | +74.0% |
| 2008-06-04 | HK$1.27M | +24.5% |
| 2004-03-18 | HK$1.02M | −27.7% |
| 1999-03-26 | HK$1.41M | — |