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At today's rate and a 90% mortgage, the deposit on this unit is about HK$667K, with repayments around HK$29,098/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$667K · loan HK$6.00M · min. income ≈ HK$58,196/mo (50% DSR)
Upfront cash ≈ HK$867K (deposit + AVD stamp duty HK$200,128 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 6 schools within a 1 km walk.
Everyday convenience — 4 shopping and daily-needs spots nearby.
Green space & leisure — 5 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 31/F
- Flat
- D
- Saleable Area
- 617 Saleable ft²
- Gross Area
- 811 ft²
- Efficiency
- 76%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-29 | HK$5.83M | +12.1% 11.2y |
| 2014-06-25 | HK$5.20M | +41.3% 4.2y |
| 2010-05-05 | HK$3.68M | +13.6% 0.6y |
| 2009-10-21 | HK$3.24M | +0.1% |
| 2009-10-21 | HK$3.24M | +50.6% 7.0y |
| 2002-10-17 | HK$2.15M | — |