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At today's rate and a 90% mortgage, the deposit on this unit is about HK$480K, with repayments around HK$20,935/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$480K · loan HK$4.32M · min. income ≈ HK$41,870/mo (50% DSR)
Upfront cash ≈ HK$577K (deposit + AVD stamp duty HK$97,453 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 19 schools within a 1 km walk.
Everyday convenience — 20 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- A
- Saleable Area
- 381 Saleable ft²
- Gross Area
- 564 ft²
- Efficiency
- 68%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-22 | HK$4.34M | +7.1% 10.8y · 1.0%/yr |
| 2015-07-13 | HK$4.05M | +49.4% |
| 2012-11-01 | HK$2.71M | +23.7% |
| 2011-09-12 | HK$2.19M | +21.0% |
| 2010-12-03 | HK$1.81M | +82.8% |
| 2007-08-23 | HK$990K | −5.7% |
| 2005-06-04 | HK$1.05M | +16.7% |
| 2003-07-03 | HK$900K | −32.3% |
| 1999-10-26 | HK$1.33M | — |