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Crescira AVM · estimated value
● Medium confidence
HK$8.53M
≈ HK$9,184 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$853K, with repayments around HK$37,217/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$35,021
−HK$2,196/mo
▼ 0.25% · 3.875%
HK$36,110
−HK$1,107/mo
Today · 4.125%
HK$37,217
baseline
▲ 0.50% · 4.625%
HK$39,482
+HK$2,265/mo
Deposit HK$853K · loan HK$7.68M · min. income ≈ HK$74,434/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,973 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
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Government open data
Nearest MTR
LR-Sam Shing
≈ 39 min walk · 3,069 m
Education
0
schools within 1 km (0 within 500 m)
Daily convenience
0
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Location
Unit Information
- Floor
- 11/F
- Flat
- B
- Saleable Area
- 929 Saleable ft²
- Gross Area
- 1,284 ft²
- Efficiency
- 72%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-08-17 | HK$9.38M | +175.9% 13.6y · 13.0%/yr |
| 2003-01-28 | HK$3.40M | — |
Other appraised units in this building
Data sourced from Renavon.com