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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,527/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,054/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,153 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 19 schools within a 1 km walk.
Everyday convenience — 20 shopping and daily-needs spots nearby.
Healthcare close by — 5 hospitals/clinics within 1 km.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- B
- Saleable Area
- 381 Saleable ft²
- Gross Area
- 555 ft²
- Efficiency
- 69%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-11-24 | HK$4.64M | −19.3% 2.5y · −8.0%/yr |
| 2021-05-12 | HK$5.75M | +23.4% 3.9y · 6.0%/yr |
| 2017-06-28 | HK$4.66M | +261.1% 16.9y · 16.0%/yr |
| 2000-08-26 | HK$1.29M | — |