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At today's rate and a 90% mortgage, the deposit on this unit is about HK$439K, with repayments around HK$19,146/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$439K · loan HK$3.95M · min. income ≈ HK$38,292/mo (50% DSR)
Upfront cash ≈ HK$505K (deposit + AVD stamp duty HK$65,840 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Siu Hong Station Station.
Family-friendly — 16 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 19 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- H
- Saleable Area
- 376 Saleable ft²
- Gross Area
- 548 ft²
- Efficiency
- 69%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-10-07 | HK$5.50M | +22.2% 3.7y · 6.0%/yr |
| 2018-02-08 | HK$4.50M | +66.7% 4.5y · 15.0%/yr |
| 2013-08-12 | HK$2.70M | +237.5% |
| 2004-01-26 | HK$800K | −40.7% |
| 1999-03-26 | HK$1.35M | — |