▼ 0.50% · 3.625%
HK$19,706
−HK$1,235/mo
▼ 0.25% · 3.875%
HK$20,319
−HK$622/mo
Today · 4.125%
HK$20,941
baseline
▲ 0.50% · 4.625%
HK$22,216
+HK$1,275/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$41,882/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,922
−HK$1,185/mo
▼ 0.25% · 3.875%
HK$22,510
−HK$597/mo
Today · 4.125%
HK$23,107
baseline
▲ 0.50% · 4.625%
HK$24,325
+HK$1,218/mo
Deposit HK$4.32M · loan HK$4.32M · min. income ≈ HK$46,214/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,676
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,351
−HK$685/mo
Today · 4.125%
HK$23,036
baseline
▲ 0.50% · 4.625%
HK$24,437
+HK$1,401/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$46,072/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,115
−HK$1,303/mo
▼ 0.25% · 3.875%
HK$24,761
−HK$657/mo
Today · 4.125%
HK$25,418
baseline
▲ 0.50% · 4.625%
HK$26,757
+HK$1,339/mo
Deposit HK$3.89M · loan HK$4.75M · min. income ≈ HK$50,836/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,647
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$24,382
−HK$748/mo
Today · 4.125%
HK$25,130
baseline
▲ 0.50% · 4.625%
HK$26,659
+HK$1,529/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$50,260/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,307
−HK$1,421/mo
▼ 0.25% · 3.875%
HK$27,012
−HK$716/mo
Today · 4.125%
HK$27,728
baseline
▲ 0.50% · 4.625%
HK$29,190
+HK$1,462/mo
Deposit HK$3.46M · loan HK$5.19M · min. income ≈ HK$55,456/mo (50% DSR)
Upfront cash ≈ HK$3.72M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,617
−HK$1,607/mo
▼ 0.25% · 3.875%
HK$26,414
−HK$810/mo
Today · 4.125%
HK$27,224
baseline
▲ 0.50% · 4.625%
HK$28,880
+HK$1,656/mo
Deposit HK$3.02M · loan HK$5.62M · min. income ≈ HK$54,448/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,499
−HK$1,540/mo
▼ 0.25% · 3.875%
HK$29,263
−HK$776/mo
Today · 4.125%
HK$30,039
baseline
▲ 0.50% · 4.625%
HK$31,622
+HK$1,583/mo
Deposit HK$3.02M · loan HK$5.62M · min. income ≈ HK$60,078/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,588
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,446
−HK$872/mo
Today · 4.125%
HK$29,318
baseline
▲ 0.50% · 4.625%
HK$31,102
+HK$1,784/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$58,636/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,691
−HK$1,659/mo
▼ 0.25% · 3.875%
HK$31,515
−HK$835/mo
Today · 4.125%
HK$32,350
baseline
▲ 0.50% · 4.625%
HK$34,055
+HK$1,705/mo
Deposit HK$2.59M · loan HK$6.05M · min. income ≈ HK$64,700/mo (50% DSR)
Upfront cash ≈ HK$2.85M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,559
−HK$1,853/mo
▼ 0.25% · 3.875%
HK$30,478
−HK$934/mo
Today · 4.125%
HK$31,412
baseline
▲ 0.50% · 4.625%
HK$33,324
+HK$1,912/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$62,824/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,884
−HK$1,776/mo
▼ 0.25% · 3.875%
HK$33,766
−HK$894/mo
Today · 4.125%
HK$34,660
baseline
▲ 0.50% · 4.625%
HK$36,487
+HK$1,827/mo
Deposit HK$2.16M · loan HK$6.48M · min. income ≈ HK$69,320/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,529
−HK$1,977/mo
▼ 0.25% · 3.875%
HK$32,510
−HK$996/mo
Today · 4.125%
HK$33,506
baseline
▲ 0.50% · 4.625%
HK$35,545
+HK$2,039/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$67,012/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,076
−HK$1,895/mo
▼ 0.25% · 3.875%
HK$36,017
−HK$954/mo
Today · 4.125%
HK$36,971
baseline
▲ 0.50% · 4.625%
HK$38,920
+HK$1,949/mo
Deposit HK$1.73M · loan HK$6.91M · min. income ≈ HK$73,942/mo (50% DSR)
Upfront cash ≈ HK$1.99M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,500
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,542
−HK$1,058/mo
Today · 4.125%
HK$35,600
baseline
▲ 0.50% · 4.625%
HK$37,767
+HK$2,167/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$71,200/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,268
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,268
−HK$1,014/mo
Today · 4.125%
HK$39,282
baseline
▲ 0.50% · 4.625%
HK$41,352
+HK$2,070/mo
Deposit HK$1.30M · loan HK$7.35M · min. income ≈ HK$78,564/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,470
−HK$2,225/mo
▼ 0.25% · 3.875%
HK$36,574
−HK$1,121/mo
Today · 4.125%
HK$37,695
baseline
▲ 0.50% · 4.625%
HK$39,988
+HK$2,293/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$75,390/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,460
−HK$2,132/mo
▼ 0.25% · 3.875%
HK$40,519
−HK$1,073/mo
Today · 4.125%
HK$41,592
baseline
▲ 0.50% · 4.625%
HK$43,785
+HK$2,193/mo
Deposit HK$864K · loan HK$7.78M · min. income ≈ HK$83,184/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$259,257 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).