▼ 0.50% · 3.625%
HK$4,052
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,178
−HK$128/mo
Today · 4.125%
HK$4,306
baseline
▲ 0.50% · 4.625%
HK$4,568
+HK$262/mo
Deposit HK$889K · loan HK$889K · min. income ≈ HK$8,612/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,508
−HK$244/mo
▼ 0.25% · 3.875%
HK$4,629
−HK$123/mo
Today · 4.125%
HK$4,752
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$250/mo
Deposit HK$889K · loan HK$889K · min. income ≈ HK$9,504/mo (50% DSR)
Upfront cash ≈ HK$889K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,457
−HK$280/mo
▼ 0.25% · 3.875%
HK$4,596
−HK$141/mo
Today · 4.125%
HK$4,737
baseline
▲ 0.50% · 4.625%
HK$5,025
+HK$288/mo
Deposit HK$800K · loan HK$977K · min. income ≈ HK$9,474/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,959
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,092
−HK$135/mo
Today · 4.125%
HK$5,227
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$275/mo
Deposit HK$800K · loan HK$977K · min. income ≈ HK$10,454/mo (50% DSR)
Upfront cash ≈ HK$800K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,863
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,014
−HK$154/mo
Today · 4.125%
HK$5,168
baseline
▲ 0.50% · 4.625%
HK$5,482
+HK$314/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$10,336/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,410
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,555
−HK$147/mo
Today · 4.125%
HK$5,702
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$300/mo
Deposit HK$711K · loan HK$1.07M · min. income ≈ HK$11,404/mo (50% DSR)
Upfront cash ≈ HK$711K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,268
−HK$330/mo
▼ 0.25% · 3.875%
HK$5,432
−HK$166/mo
Today · 4.125%
HK$5,598
baseline
▲ 0.50% · 4.625%
HK$5,939
+HK$341/mo
Deposit HK$622K · loan HK$1.16M · min. income ≈ HK$11,196/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,860
−HK$317/mo
▼ 0.25% · 3.875%
HK$6,018
−HK$159/mo
Today · 4.125%
HK$6,177
baseline
▲ 0.50% · 4.625%
HK$6,503
+HK$326/mo
Deposit HK$622K · loan HK$1.16M · min. income ≈ HK$12,354/mo (50% DSR)
Upfront cash ≈ HK$622K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,673
−HK$356/mo
▼ 0.25% · 3.875%
HK$5,850
−HK$179/mo
Today · 4.125%
HK$6,029
baseline
▲ 0.50% · 4.625%
HK$6,396
+HK$367/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$12,058/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,311
−HK$341/mo
▼ 0.25% · 3.875%
HK$6,480
−HK$172/mo
Today · 4.125%
HK$6,652
baseline
▲ 0.50% · 4.625%
HK$7,003
+HK$351/mo
Deposit HK$533K · loan HK$1.24M · min. income ≈ HK$13,304/mo (50% DSR)
Upfront cash ≈ HK$533K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,078
−HK$381/mo
▼ 0.25% · 3.875%
HK$6,267
−HK$192/mo
Today · 4.125%
HK$6,459
baseline
▲ 0.50% · 4.625%
HK$6,852
+HK$393/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$12,918/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,762
−HK$365/mo
▼ 0.25% · 3.875%
HK$6,943
−HK$184/mo
Today · 4.125%
HK$7,127
baseline
▲ 0.50% · 4.625%
HK$7,503
+HK$376/mo
Deposit HK$444K · loan HK$1.33M · min. income ≈ HK$14,254/mo (50% DSR)
Upfront cash ≈ HK$444K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,483
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,685
−HK$205/mo
Today · 4.125%
HK$6,890
baseline
▲ 0.50% · 4.625%
HK$7,309
+HK$419/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$13,780/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,213
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,406
−HK$197/mo
Today · 4.125%
HK$7,603
baseline
▲ 0.50% · 4.625%
HK$8,003
+HK$400/mo
Deposit HK$355K · loan HK$1.42M · min. income ≈ HK$15,206/mo (50% DSR)
Upfront cash ≈ HK$356K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,889
−HK$432/mo
▼ 0.25% · 3.875%
HK$7,103
−HK$218/mo
Today · 4.125%
HK$7,321
baseline
▲ 0.50% · 4.625%
HK$7,766
+HK$445/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$14,642/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,664
−HK$414/mo
▼ 0.25% · 3.875%
HK$7,869
−HK$209/mo
Today · 4.125%
HK$8,078
baseline
▲ 0.50% · 4.625%
HK$8,503
+HK$425/mo
Deposit HK$267K · loan HK$1.51M · min. income ≈ HK$16,156/mo (50% DSR)
Upfront cash ≈ HK$267K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,294
−HK$457/mo
▼ 0.25% · 3.875%
HK$7,521
−HK$230/mo
Today · 4.125%
HK$7,751
baseline
▲ 0.50% · 4.625%
HK$8,223
+HK$472/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$15,502/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,114
−HK$439/mo
▼ 0.25% · 3.875%
HK$8,332
−HK$221/mo
Today · 4.125%
HK$8,553
baseline
▲ 0.50% · 4.625%
HK$9,004
+HK$451/mo
Deposit HK$178K · loan HK$1.60M · min. income ≈ HK$17,106/mo (50% DSR)
Upfront cash ≈ HK$178K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).