▼ 0.50% · 3.625%
HK$4,495
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,635
−HK$142/mo
Today · 4.125%
HK$4,777
baseline
▲ 0.50% · 4.625%
HK$5,068
+HK$291/mo
Deposit HK$986K · loan HK$986K · min. income ≈ HK$9,554/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,001
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,135
−HK$136/mo
Today · 4.125%
HK$5,271
baseline
▲ 0.50% · 4.625%
HK$5,549
+HK$278/mo
Deposit HK$986K · loan HK$986K · min. income ≈ HK$10,542/mo (50% DSR)
Upfront cash ≈ HK$986K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,945
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,099
−HK$156/mo
Today · 4.125%
HK$5,255
baseline
▲ 0.50% · 4.625%
HK$5,575
+HK$320/mo
Deposit HK$887K · loan HK$1.08M · min. income ≈ HK$10,510/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,501
−HK$297/mo
▼ 0.25% · 3.875%
HK$5,649
−HK$149/mo
Today · 4.125%
HK$5,798
baseline
▲ 0.50% · 4.625%
HK$6,104
+HK$306/mo
Deposit HK$887K · loan HK$1.08M · min. income ≈ HK$11,596/mo (50% DSR)
Upfront cash ≈ HK$887K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,394
−HK$339/mo
▼ 0.25% · 3.875%
HK$5,562
−HK$171/mo
Today · 4.125%
HK$5,733
baseline
▲ 0.50% · 4.625%
HK$6,081
+HK$348/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$11,466/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,001
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,162
−HK$163/mo
Today · 4.125%
HK$6,325
baseline
▲ 0.50% · 4.625%
HK$6,659
+HK$334/mo
Deposit HK$789K · loan HK$1.18M · min. income ≈ HK$12,650/mo (50% DSR)
Upfront cash ≈ HK$789K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,844
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,026
−HK$184/mo
Today · 4.125%
HK$6,210
baseline
▲ 0.50% · 4.625%
HK$6,588
+HK$378/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$12,420/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,501
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,676
−HK$176/mo
Today · 4.125%
HK$6,852
baseline
▲ 0.50% · 4.625%
HK$7,214
+HK$362/mo
Deposit HK$690K · loan HK$1.28M · min. income ≈ HK$13,704/mo (50% DSR)
Upfront cash ≈ HK$690K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,293
−HK$395/mo
▼ 0.25% · 3.875%
HK$6,489
−HK$199/mo
Today · 4.125%
HK$6,688
baseline
▲ 0.50% · 4.625%
HK$7,095
+HK$407/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$13,376/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,001
−HK$379/mo
▼ 0.25% · 3.875%
HK$7,189
−HK$191/mo
Today · 4.125%
HK$7,380
baseline
▲ 0.50% · 4.625%
HK$7,769
+HK$389/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$14,760/mo (50% DSR)
Upfront cash ≈ HK$592K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,743
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,953
−HK$213/mo
Today · 4.125%
HK$7,166
baseline
▲ 0.50% · 4.625%
HK$7,602
+HK$436/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$14,332/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,501
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,703
−HK$204/mo
Today · 4.125%
HK$7,907
baseline
▲ 0.50% · 4.625%
HK$8,323
+HK$416/mo
Deposit HK$493K · loan HK$1.48M · min. income ≈ HK$15,814/mo (50% DSR)
Upfront cash ≈ HK$493K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,192
−HK$451/mo
▼ 0.25% · 3.875%
HK$7,416
−HK$227/mo
Today · 4.125%
HK$7,643
baseline
▲ 0.50% · 4.625%
HK$8,109
+HK$466/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$15,286/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,002
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,216
−HK$218/mo
Today · 4.125%
HK$8,434
baseline
▲ 0.50% · 4.625%
HK$8,878
+HK$444/mo
Deposit HK$394K · loan HK$1.58M · min. income ≈ HK$16,868/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,642
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,880
−HK$241/mo
Today · 4.125%
HK$8,121
baseline
▲ 0.50% · 4.625%
HK$8,615
+HK$494/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$16,242/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,502
−HK$459/mo
▼ 0.25% · 3.875%
HK$8,730
−HK$231/mo
Today · 4.125%
HK$8,961
baseline
▲ 0.50% · 4.625%
HK$9,433
+HK$472/mo
Deposit HK$296K · loan HK$1.68M · min. income ≈ HK$17,922/mo (50% DSR)
Upfront cash ≈ HK$296K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,091
−HK$508/mo
▼ 0.25% · 3.875%
HK$8,343
−HK$256/mo
Today · 4.125%
HK$8,599
baseline
▲ 0.50% · 4.625%
HK$9,122
+HK$523/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,198/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,002
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,243
−HK$245/mo
Today · 4.125%
HK$9,488
baseline
▲ 0.50% · 4.625%
HK$9,988
+HK$500/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,976/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).