▼ 0.50% · 3.625%
HK$4,188
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,318
−HK$133/mo
Today · 4.125%
HK$4,451
baseline
▲ 0.50% · 4.625%
HK$4,721
+HK$270/mo
Deposit HK$918K · loan HK$918K · min. income ≈ HK$8,902/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,659
−HK$252/mo
▼ 0.25% · 3.875%
HK$4,784
−HK$127/mo
Today · 4.125%
HK$4,911
baseline
▲ 0.50% · 4.625%
HK$5,170
+HK$259/mo
Deposit HK$918K · loan HK$918K · min. income ≈ HK$9,822/mo (50% DSR)
Upfront cash ≈ HK$918K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$289/mo
▼ 0.25% · 3.875%
HK$4,750
−HK$146/mo
Today · 4.125%
HK$4,896
baseline
▲ 0.50% · 4.625%
HK$5,194
+HK$298/mo
Deposit HK$826K · loan HK$1.01M · min. income ≈ HK$9,792/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,125
−HK$277/mo
▼ 0.25% · 3.875%
HK$5,262
−HK$140/mo
Today · 4.125%
HK$5,402
baseline
▲ 0.50% · 4.625%
HK$5,687
+HK$285/mo
Deposit HK$826K · loan HK$1.01M · min. income ≈ HK$10,804/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,026
−HK$315/mo
▼ 0.25% · 3.875%
HK$5,182
−HK$159/mo
Today · 4.125%
HK$5,341
baseline
▲ 0.50% · 4.625%
HK$5,666
+HK$325/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$10,682/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,591
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,741
−HK$152/mo
Today · 4.125%
HK$5,893
baseline
▲ 0.50% · 4.625%
HK$6,204
+HK$311/mo
Deposit HK$735K · loan HK$1.10M · min. income ≈ HK$11,786/mo (50% DSR)
Upfront cash ≈ HK$735K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,444
−HK$342/mo
▼ 0.25% · 3.875%
HK$5,614
−HK$172/mo
Today · 4.125%
HK$5,786
baseline
▲ 0.50% · 4.625%
HK$6,138
+HK$352/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$11,572/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,057
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,219
−HK$165/mo
Today · 4.125%
HK$6,384
baseline
▲ 0.50% · 4.625%
HK$6,721
+HK$337/mo
Deposit HK$643K · loan HK$1.19M · min. income ≈ HK$12,768/mo (50% DSR)
Upfront cash ≈ HK$643K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,863
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,046
−HK$185/mo
Today · 4.125%
HK$6,231
baseline
▲ 0.50% · 4.625%
HK$6,610
+HK$379/mo
Deposit HK$551K · loan HK$1.29M · min. income ≈ HK$12,462/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,523
−HK$352/mo
▼ 0.25% · 3.875%
HK$6,698
−HK$177/mo
Today · 4.125%
HK$6,875
baseline
▲ 0.50% · 4.625%
HK$7,238
+HK$363/mo
Deposit HK$551K · loan HK$1.29M · min. income ≈ HK$13,750/mo (50% DSR)
Upfront cash ≈ HK$551K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,282
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,477
−HK$199/mo
Today · 4.125%
HK$6,676
baseline
▲ 0.50% · 4.625%
HK$7,082
+HK$406/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$13,352/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,989
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,176
−HK$190/mo
Today · 4.125%
HK$7,366
baseline
▲ 0.50% · 4.625%
HK$7,755
+HK$389/mo
Deposit HK$459K · loan HK$1.38M · min. income ≈ HK$14,732/mo (50% DSR)
Upfront cash ≈ HK$459K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,701
−HK$420/mo
▼ 0.25% · 3.875%
HK$6,909
−HK$212/mo
Today · 4.125%
HK$7,121
baseline
▲ 0.50% · 4.625%
HK$7,554
+HK$433/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$14,242/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,455
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,655
−HK$202/mo
Today · 4.125%
HK$7,857
baseline
▲ 0.50% · 4.625%
HK$8,272
+HK$415/mo
Deposit HK$367K · loan HK$1.47M · min. income ≈ HK$15,714/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,120
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,341
−HK$225/mo
Today · 4.125%
HK$7,566
baseline
▲ 0.50% · 4.625%
HK$8,026
+HK$460/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$15,132/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,921
−HK$427/mo
▼ 0.25% · 3.875%
HK$8,133
−HK$215/mo
Today · 4.125%
HK$8,348
baseline
▲ 0.50% · 4.625%
HK$8,789
+HK$441/mo
Deposit HK$275K · loan HK$1.56M · min. income ≈ HK$16,696/mo (50% DSR)
Upfront cash ≈ HK$276K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,538
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,773
−HK$238/mo
Today · 4.125%
HK$8,011
baseline
▲ 0.50% · 4.625%
HK$8,499
+HK$488/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$16,022/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,386
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,611
−HK$229/mo
Today · 4.125%
HK$8,840
baseline
▲ 0.50% · 4.625%
HK$9,305
+HK$465/mo
Deposit HK$184K · loan HK$1.65M · min. income ≈ HK$17,680/mo (50% DSR)
Upfront cash ≈ HK$184K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).