▼ 0.50% · 3.625%
HK$5,566
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,739
−HK$176/mo
Today · 4.125%
HK$5,915
baseline
▲ 0.50% · 4.625%
HK$6,275
+HK$360/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,830/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,192
−HK$334/mo
▼ 0.25% · 3.875%
HK$6,358
−HK$168/mo
Today · 4.125%
HK$6,526
baseline
▲ 0.50% · 4.625%
HK$6,870
+HK$344/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,052/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,122
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,313
−HK$193/mo
Today · 4.125%
HK$6,506
baseline
▲ 0.50% · 4.625%
HK$6,902
+HK$396/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$13,012/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,811
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,994
−HK$185/mo
Today · 4.125%
HK$7,179
baseline
▲ 0.50% · 4.625%
HK$7,557
+HK$378/mo
Deposit HK$1.10M · loan HK$1.34M · min. income ≈ HK$14,358/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,679
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,887
−HK$211/mo
Today · 4.125%
HK$7,098
baseline
▲ 0.50% · 4.625%
HK$7,530
+HK$432/mo
Deposit HK$976K · loan HK$1.46M · min. income ≈ HK$14,196/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,430
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,629
−HK$203/mo
Today · 4.125%
HK$7,832
baseline
▲ 0.50% · 4.625%
HK$8,244
+HK$412/mo
Deposit HK$976K · loan HK$1.46M · min. income ≈ HK$15,664/mo (50% DSR)
Upfront cash ≈ HK$976K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,235
−HK$454/mo
▼ 0.25% · 3.875%
HK$7,460
−HK$229/mo
Today · 4.125%
HK$7,689
baseline
▲ 0.50% · 4.625%
HK$8,157
+HK$468/mo
Deposit HK$854K · loan HK$1.59M · min. income ≈ HK$15,378/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,049
−HK$435/mo
▼ 0.25% · 3.875%
HK$8,265
−HK$219/mo
Today · 4.125%
HK$8,484
baseline
▲ 0.50% · 4.625%
HK$8,931
+HK$447/mo
Deposit HK$854K · loan HK$1.59M · min. income ≈ HK$16,968/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,792
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,034
−HK$247/mo
Today · 4.125%
HK$8,281
baseline
▲ 0.50% · 4.625%
HK$8,784
+HK$503/mo
Deposit HK$732K · loan HK$1.71M · min. income ≈ HK$16,562/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,669
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,901
−HK$236/mo
Today · 4.125%
HK$9,137
baseline
▲ 0.50% · 4.625%
HK$9,618
+HK$481/mo
Deposit HK$732K · loan HK$1.71M · min. income ≈ HK$18,274/mo (50% DSR)
Upfront cash ≈ HK$732K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,349
−HK$523/mo
▼ 0.25% · 3.875%
HK$8,608
−HK$264/mo
Today · 4.125%
HK$8,872
baseline
▲ 0.50% · 4.625%
HK$9,412
+HK$540/mo
Deposit HK$610K · loan HK$1.83M · min. income ≈ HK$17,744/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,288
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,537
−HK$252/mo
Today · 4.125%
HK$9,789
baseline
▲ 0.50% · 4.625%
HK$10,306
+HK$517/mo
Deposit HK$610K · loan HK$1.83M · min. income ≈ HK$19,578/mo (50% DSR)
Upfront cash ≈ HK$610K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,905
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,182
−HK$282/mo
Today · 4.125%
HK$9,464
baseline
▲ 0.50% · 4.625%
HK$10,039
+HK$575/mo
Deposit HK$488K · loan HK$1.95M · min. income ≈ HK$18,928/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,907
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,173
−HK$269/mo
Today · 4.125%
HK$10,442
baseline
▲ 0.50% · 4.625%
HK$10,993
+HK$551/mo
Deposit HK$488K · loan HK$1.95M · min. income ≈ HK$20,884/mo (50% DSR)
Upfront cash ≈ HK$488K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,462
−HK$593/mo
▼ 0.25% · 3.875%
HK$9,756
−HK$299/mo
Today · 4.125%
HK$10,055
baseline
▲ 0.50% · 4.625%
HK$10,667
+HK$612/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$20,110/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,526
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,808
−HK$287/mo
Today · 4.125%
HK$11,095
baseline
▲ 0.50% · 4.625%
HK$11,680
+HK$585/mo
Deposit HK$366K · loan HK$2.07M · min. income ≈ HK$22,190/mo (50% DSR)
Upfront cash ≈ HK$366K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,018
−HK$629/mo
▼ 0.25% · 3.875%
HK$10,330
−HK$317/mo
Today · 4.125%
HK$10,647
baseline
▲ 0.50% · 4.625%
HK$11,294
+HK$647/mo
Deposit HK$244K · loan HK$2.20M · min. income ≈ HK$21,294/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,145
−HK$602/mo
▼ 0.25% · 3.875%
HK$11,444
−HK$303/mo
Today · 4.125%
HK$11,747
baseline
▲ 0.50% · 4.625%
HK$12,367
+HK$620/mo
Deposit HK$244K · loan HK$2.20M · min. income ≈ HK$23,494/mo (50% DSR)
Upfront cash ≈ HK$244K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).