▼ 0.50% · 3.625%
HK$2,958
−HK$185/mo
▼ 0.25% · 3.875%
HK$3,050
−HK$93/mo
Today · 4.125%
HK$3,143
baseline
▲ 0.50% · 4.625%
HK$3,335
+HK$192/mo
Deposit HK$649K · loan HK$649K · min. income ≈ HK$6,286/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,291
−HK$177/mo
▼ 0.25% · 3.875%
HK$3,379
−HK$89/mo
Today · 4.125%
HK$3,468
baseline
▲ 0.50% · 4.625%
HK$3,651
+HK$183/mo
Deposit HK$649K · loan HK$649K · min. income ≈ HK$6,936/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,254
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,355
−HK$103/mo
Today · 4.125%
HK$3,458
baseline
▲ 0.50% · 4.625%
HK$3,668
+HK$210/mo
Deposit HK$584K · loan HK$713K · min. income ≈ HK$6,916/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,620
−HK$195/mo
▼ 0.25% · 3.875%
HK$3,717
−HK$98/mo
Today · 4.125%
HK$3,815
baseline
▲ 0.50% · 4.625%
HK$4,016
+HK$201/mo
Deposit HK$584K · loan HK$713K · min. income ≈ HK$7,630/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,549
−HK$223/mo
▼ 0.25% · 3.875%
HK$3,660
−HK$112/mo
Today · 4.125%
HK$3,772
baseline
▲ 0.50% · 4.625%
HK$4,002
+HK$230/mo
Deposit HK$519K · loan HK$778K · min. income ≈ HK$7,544/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,949
−HK$213/mo
▼ 0.25% · 3.875%
HK$4,055
−HK$107/mo
Today · 4.125%
HK$4,162
baseline
▲ 0.50% · 4.625%
HK$4,381
+HK$219/mo
Deposit HK$519K · loan HK$778K · min. income ≈ HK$8,324/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,845
−HK$241/mo
▼ 0.25% · 3.875%
HK$3,965
−HK$121/mo
Today · 4.125%
HK$4,086
baseline
▲ 0.50% · 4.625%
HK$4,335
+HK$249/mo
Deposit HK$454K · loan HK$843K · min. income ≈ HK$8,172/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,278
−HK$231/mo
▼ 0.25% · 3.875%
HK$4,392
−HK$117/mo
Today · 4.125%
HK$4,509
baseline
▲ 0.50% · 4.625%
HK$4,747
+HK$238/mo
Deposit HK$454K · loan HK$843K · min. income ≈ HK$9,018/mo (50% DSR)
Upfront cash ≈ HK$454K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,141
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,270
−HK$131/mo
Today · 4.125%
HK$4,401
baseline
▲ 0.50% · 4.625%
HK$4,668
+HK$267/mo
Deposit HK$389K · loan HK$908K · min. income ≈ HK$8,802/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,607
−HK$249/mo
▼ 0.25% · 3.875%
HK$4,730
−HK$126/mo
Today · 4.125%
HK$4,856
baseline
▲ 0.50% · 4.625%
HK$5,112
+HK$256/mo
Deposit HK$389K · loan HK$908K · min. income ≈ HK$9,712/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,437
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$140/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$287/mo
Deposit HK$324K · loan HK$973K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,936
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$135/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,477
+HK$274/mo
Deposit HK$324K · loan HK$973K · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$324K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,733
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,880
−HK$149/mo
Today · 4.125%
HK$5,029
baseline
▲ 0.50% · 4.625%
HK$5,335
+HK$306/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$10,058/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,265
−HK$284/mo
▼ 0.25% · 3.875%
HK$5,406
−HK$143/mo
Today · 4.125%
HK$5,549
baseline
▲ 0.50% · 4.625%
HK$5,842
+HK$293/mo
Deposit HK$259K · loan HK$1.04M · min. income ≈ HK$11,098/mo (50% DSR)
Upfront cash ≈ HK$260K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,028
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,185
−HK$159/mo
Today · 4.125%
HK$5,344
baseline
▲ 0.50% · 4.625%
HK$5,669
+HK$325/mo
Deposit HK$195K · loan HK$1.10M · min. income ≈ HK$10,688/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,594
−HK$302/mo
▼ 0.25% · 3.875%
HK$5,744
−HK$152/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,207
+HK$311/mo
Deposit HK$195K · loan HK$1.10M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,324
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,490
−HK$168/mo
Today · 4.125%
HK$5,658
baseline
▲ 0.50% · 4.625%
HK$6,002
+HK$344/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$11,316/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,082
−HK$161/mo
Today · 4.125%
HK$6,243
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$329/mo
Deposit HK$130K · loan HK$1.17M · min. income ≈ HK$12,486/mo (50% DSR)
Upfront cash ≈ HK$130K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).