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At today's rate and a 90% mortgage, the deposit on this unit is about HK$433K, with repayments around HK$18,896/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$433K · loan HK$3.90M · min. income ≈ HK$37,792/mo (50% DSR)
Upfront cash ≈ HK$498K (deposit + AVD stamp duty HK$64,983 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-Lam Tei Station.
Family-friendly — 6 schools within a 1 km walk.
Everyday convenience — 7 shopping and daily-needs spots nearby.
Green space & leisure — 11 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- B
- Saleable Area
- 450 Saleable ft²
- Gross Area
- 599 ft²
- Efficiency
- 75%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-25 | HK$4.10M | −22.3% 5.3y · −4.0%/yr |
| 2020-05-19 | HK$5.28M | +40.5% 4.3y · 9.0%/yr |
| 2016-01-25 | HK$3.76M | +81.6% 4.7y · 18.0%/yr |
| 2011-06-01 | HK$2.07M | +42.8% |
| 2006-12-05 | HK$1.45M | — |