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At today's rate and a 90% mortgage, the deposit on this unit is about HK$495K, with repayments around HK$21,608/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$495K · loan HK$4.46M · min. income ≈ HK$43,216/mo (50% DSR)
Upfront cash ≈ HK$607K (deposit + AVD stamp duty HK$111,461 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Nai Wai Station.
Family-friendly — 6 schools within a 1 km walk.
Everyday convenience — 7 shopping and daily-needs spots nearby.
Green space & leisure — 11 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- G
- Saleable Area
- 594 Saleable ft²
- Gross Area
- 801 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-27 | HK$4.21M | −35.3% 3.3y · −10.0%/yr |
| 2020-11-05 | HK$6.50M | +23.6% 2.8y · 9.0%/yr |
| 2018-02-05 | HK$5.26M | +169.7% 7.2y · 24.0%/yr |
| 2010-12-07 | HK$1.95M | −8.0% |
| 2008-02-27 | HK$2.12M | — |