▼ 0.50% · 3.625%
HK$20,357
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$20,990
−HK$644/mo
Today · 4.125%
HK$21,634
baseline
▲ 0.50% · 4.625%
HK$22,950
+HK$1,316/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$43,268/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,647
−HK$1,224/mo
▼ 0.25% · 3.875%
HK$23,254
−HK$617/mo
Today · 4.125%
HK$23,871
baseline
▲ 0.50% · 4.625%
HK$25,129
+HK$1,258/mo
Deposit HK$4.46M · loan HK$4.46M · min. income ≈ HK$47,742/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,393
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$23,089
−HK$708/mo
Today · 4.125%
HK$23,797
baseline
▲ 0.50% · 4.625%
HK$25,245
+HK$1,448/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$47,594/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,912
−HK$1,346/mo
▼ 0.25% · 3.875%
HK$25,580
−HK$678/mo
Today · 4.125%
HK$26,258
baseline
▲ 0.50% · 4.625%
HK$27,642
+HK$1,384/mo
Deposit HK$4.02M · loan HK$4.91M · min. income ≈ HK$52,516/mo (50% DSR)
Upfront cash ≈ HK$4.29M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,428
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,188
−HK$772/mo
Today · 4.125%
HK$25,960
baseline
▲ 0.50% · 4.625%
HK$27,540
+HK$1,580/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$51,920/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,176
−HK$1,469/mo
▼ 0.25% · 3.875%
HK$27,905
−HK$740/mo
Today · 4.125%
HK$28,645
baseline
▲ 0.50% · 4.625%
HK$30,155
+HK$1,510/mo
Deposit HK$3.57M · loan HK$5.36M · min. income ≈ HK$57,290/mo (50% DSR)
Upfront cash ≈ HK$3.84M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,464
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$27,287
−HK$837/mo
Today · 4.125%
HK$28,124
baseline
▲ 0.50% · 4.625%
HK$29,835
+HK$1,711/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$56,248/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,441
−HK$1,591/mo
▼ 0.25% · 3.875%
HK$30,231
−HK$801/mo
Today · 4.125%
HK$31,032
baseline
▲ 0.50% · 4.625%
HK$32,667
+HK$1,635/mo
Deposit HK$3.12M · loan HK$5.80M · min. income ≈ HK$62,064/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,500
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$29,386
−HK$901/mo
Today · 4.125%
HK$30,287
baseline
▲ 0.50% · 4.625%
HK$32,130
+HK$1,843/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$60,574/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,706
−HK$1,713/mo
▼ 0.25% · 3.875%
HK$32,556
−HK$863/mo
Today · 4.125%
HK$33,419
baseline
▲ 0.50% · 4.625%
HK$35,180
+HK$1,761/mo
Deposit HK$2.68M · loan HK$6.25M · min. income ≈ HK$66,838/mo (50% DSR)
Upfront cash ≈ HK$2.95M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,536
−HK$1,914/mo
▼ 0.25% · 3.875%
HK$31,485
−HK$965/mo
Today · 4.125%
HK$32,450
baseline
▲ 0.50% · 4.625%
HK$34,425
+HK$1,975/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$64,900/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,970
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,882
−HK$924/mo
Today · 4.125%
HK$35,806
baseline
▲ 0.50% · 4.625%
HK$37,693
+HK$1,887/mo
Deposit HK$2.23M · loan HK$6.70M · min. income ≈ HK$71,612/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,571
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,584
−HK$1,030/mo
Today · 4.125%
HK$34,614
baseline
▲ 0.50% · 4.625%
HK$36,720
+HK$2,106/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$69,228/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,235
−HK$1,958/mo
▼ 0.25% · 3.875%
HK$37,207
−HK$986/mo
Today · 4.125%
HK$38,193
baseline
▲ 0.50% · 4.625%
HK$40,206
+HK$2,013/mo
Deposit HK$1.79M · loan HK$7.14M · min. income ≈ HK$76,386/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,607
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$35,683
−HK$1,094/mo
Today · 4.125%
HK$36,777
baseline
▲ 0.50% · 4.625%
HK$39,015
+HK$2,238/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$73,554/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,500
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$39,532
−HK$1,048/mo
Today · 4.125%
HK$40,580
baseline
▲ 0.50% · 4.625%
HK$42,719
+HK$2,139/mo
Deposit HK$1.34M · loan HK$7.59M · min. income ≈ HK$81,160/mo (50% DSR)
Upfront cash ≈ HK$1.61M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,643
−HK$2,297/mo
▼ 0.25% · 3.875%
HK$37,782
−HK$1,158/mo
Today · 4.125%
HK$38,940
baseline
▲ 0.50% · 4.625%
HK$41,310
+HK$2,370/mo
Deposit HK$893K · loan HK$8.03M · min. income ≈ HK$77,880/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,765
−HK$2,202/mo
▼ 0.25% · 3.875%
HK$41,858
−HK$1,109/mo
Today · 4.125%
HK$42,967
baseline
▲ 0.50% · 4.625%
HK$45,232
+HK$2,265/mo
Deposit HK$893K · loan HK$8.03M · min. income ≈ HK$85,934/mo (50% DSR)
Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$267,826 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).