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Crescira AVM · estimated value Medium confidence
HK$11.66M
≈ HK$9,860 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.50M, with repayments around HK$39,571/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,236
−HK$2,335/mo
▼ 0.25% · 3.875%
HK$38,394
−HK$1,177/mo
Today · 4.125%
HK$39,571
baseline
▲ 0.50% · 4.625%
HK$41,979
+HK$2,408/mo

Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,142/mo (50% DSR)

Upfront cash ≈ HK$3.94M (deposit + AVD stamp duty HK$437,405 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3號
Flat
J
Saleable Area
1,183 ft²
Gross Area
1,259 ft²
Efficiency
94%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2025-05-30 HK$14.50M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Disneyland Resort
≈ 47 min walk · 3,731 m
(quite far — consider other transport options)
Education
8
schools within 1 km (2 within 500 m)
Daily convenience
6
within 1 km (0 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Family-friendly — 8 schools within a 1 km walk.

Everyday convenience — 6 shopping and daily-needs spots nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com