Crescira AVM · estimated value
● Medium confidence
HK$13.50M
≈ HK$8,885 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.05M, with repayments around HK$45,786/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
70%
Term
▼ 0.50% · 3.625%
HK$43,084
−HK$2,702/mo
▼ 0.25% · 3.875%
HK$44,424
−HK$1,362/mo
Today · 4.125%
HK$45,786
baseline
▲ 0.50% · 4.625%
HK$48,572
+HK$2,786/mo
Deposit HK$4.05M · loan HK$9.45M · min. income ≈ HK$91,572/mo (50% DSR)
Upfront cash ≈ HK$4.55M (deposit + AVD stamp duty HK$506,100 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
Unit Information
- Floor
- 1號
- Flat
- D
- Saleable Area
- 1,519 ft²
- Gross Area
- 1,616 ft²
- Efficiency
- 94%
- District
- Islands District · New Territories West
- School net (POA)
- 99
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-10-19 | HK$12.80M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Disneyland Resort
≈ 50 min walk · 3,966 m
(quite far — consider other transport options)
Education
4
schools within 1 km (2 within 500 m)
Daily convenience
4
within 1 km (1 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Everyday convenience — 4 shopping and daily-needs spots nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com