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Crescira AVM · estimated value Medium confidence
HK$8.89M
≈ HK$10,461 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$889K, with repayments around HK$38,785/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$36,496
−HK$2,289/mo
▼ 0.25% · 3.875%
HK$37,631
−HK$1,154/mo
Today · 4.125%
HK$38,785
baseline
▲ 0.50% · 4.625%
HK$41,145
+HK$2,360/mo

Deposit HK$889K · loan HK$8.00M · min. income ≈ HK$77,570/mo (50% DSR)

Upfront cash ≈ HK$1.16M (deposit + AVD stamp duty HK$266,756 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Disneyland Resort Station
≈ 46 min walk · 3,636 m
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
4
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Location

Unit Information

Floor
3/F
Flat
A
Saleable Area
850 Saleable ft²
Gross Area
948 ft²
Efficiency
90%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2020-02-05 HK$9.98M +6.7%
3.2y · 2.0%/yr
2016-11-25 HK$9.35M +29.9%
4.7y · 6.0%/yr
2012-04-02 HK$7.20M +44.0%
2005-06-01 HK$5.00M +20.5%
2000-01-20 HK$4.15M
Data sourced from Renavon.com