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Crescira AVM · estimated value Medium confidence
HK$9.59M
≈ HK$10,320 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$959K, with repayments around HK$41,819/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$39,351
−HK$2,468/mo
▼ 0.25% · 3.875%
HK$40,575
−HK$1,244/mo
Today · 4.125%
HK$41,819
baseline
▲ 0.50% · 4.625%
HK$44,364
+HK$2,545/mo

Deposit HK$959K · loan HK$8.63M · min. income ≈ HK$83,638/mo (50% DSR)

Upfront cash ≈ HK$1.29M (deposit + AVD stamp duty HK$328,744 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Disneyland Resort Station
≈ 44 min walk · 3,442 m
Education
3
schools within 1 km (0 within 500 m)
Daily convenience
4
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km

Everyday convenience — 4 shopping and daily-needs spots nearby.

Location

Unit Information

Floor
1/F
Flat
A
Saleable Area
929 Saleable ft²
Gross Area
1,037 ft²
Efficiency
90%
District
Islands District · New Territories West
School net (POA)
99

Transaction History

Date Price Gain / loss
2020-06-12 HK$11.80M +103.4%
12.9y · 8.0%/yr
2007-07-23 HK$5.80M +56.8%
2004-02-06 HK$3.70M −32.7%
1999-04-27 HK$5.50M −30.6%
1997-11-01 HK$7.92M +38.9%
1996-08-20 HK$5.70M +48.8%
1995-08-02 HK$3.83M
Data sourced from Renavon.com