Crescira AVM · estimated value
● Medium confidence
HK$8.36M
≈ HK$9,002 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 90% mortgage, the deposit on this unit is about HK$836K, with repayments around HK$36,476/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$34,324
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$35,391
−HK$1,085/mo
Today · 4.125%
HK$36,476
baseline
▲ 0.50% · 4.625%
HK$38,695
+HK$2,219/mo
Deposit HK$836K · loan HK$7.53M · min. income ≈ HK$72,952/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,875 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Disneyland Resort Station
≈ 45 min walk · 3,540 m
Education
3
schools within 1 km (1 within 500 m)
Daily convenience
4
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
2
parks, libraries, sports within 1 km
Everyday convenience — 4 shopping and daily-needs spots nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 929 Saleable ft²
- Gross Area
- 1,037 ft²
- Efficiency
- 90%
- District
- Islands District · New Territories West
- School net (POA)
- 99
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-02-29 | HK$9.78M | +36.2% 5.6y · 6.0%/yr |
| 2010-07-09 | HK$7.18M | +65.1% |
| 1995-08-03 | HK$4.35M | — |
Other appraised units in this building
Data sourced from Renavon.com