▼ 0.50% · 3.625%
HK$22,712
−HK$1,425/mo
▼ 0.25% · 3.875%
HK$23,419
−HK$718/mo
Today · 4.125%
HK$24,137
baseline
▲ 0.50% · 4.625%
HK$25,605
+HK$1,468/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$48,274/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,267
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$25,945
−HK$687/mo
Today · 4.125%
HK$26,632
baseline
▲ 0.50% · 4.625%
HK$28,036
+HK$1,404/mo
Deposit HK$4.98M · loan HK$4.98M · min. income ≈ HK$53,264/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,984
−HK$1,566/mo
▼ 0.25% · 3.875%
HK$25,761
−HK$789/mo
Today · 4.125%
HK$26,550
baseline
▲ 0.50% · 4.625%
HK$28,166
+HK$1,616/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$53,100/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,794
−HK$1,502/mo
▼ 0.25% · 3.875%
HK$28,539
−HK$757/mo
Today · 4.125%
HK$29,296
baseline
▲ 0.50% · 4.625%
HK$30,840
+HK$1,544/mo
Deposit HK$4.48M · loan HK$5.48M · min. income ≈ HK$58,592/mo (50% DSR)
Upfront cash ≈ HK$4.85M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,255
−HK$1,709/mo
▼ 0.25% · 3.875%
HK$28,103
−HK$861/mo
Today · 4.125%
HK$28,964
baseline
▲ 0.50% · 4.625%
HK$30,726
+HK$1,762/mo
Deposit HK$3.98M · loan HK$5.98M · min. income ≈ HK$57,928/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,321
−HK$1,638/mo
▼ 0.25% · 3.875%
HK$31,134
−HK$825/mo
Today · 4.125%
HK$31,959
baseline
▲ 0.50% · 4.625%
HK$33,644
+HK$1,685/mo
Deposit HK$3.98M · loan HK$5.98M · min. income ≈ HK$63,918/mo (50% DSR)
Upfront cash ≈ HK$4.35M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,526
−HK$1,852/mo
▼ 0.25% · 3.875%
HK$30,445
−HK$933/mo
Today · 4.125%
HK$31,378
baseline
▲ 0.50% · 4.625%
HK$33,287
+HK$1,909/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$62,756/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,848
−HK$1,774/mo
▼ 0.25% · 3.875%
HK$33,728
−HK$894/mo
Today · 4.125%
HK$34,622
baseline
▲ 0.50% · 4.625%
HK$36,447
+HK$1,825/mo
Deposit HK$3.49M · loan HK$6.47M · min. income ≈ HK$69,244/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,797
−HK$1,994/mo
▼ 0.25% · 3.875%
HK$32,786
−HK$1,005/mo
Today · 4.125%
HK$33,791
baseline
▲ 0.50% · 4.625%
HK$35,847
+HK$2,056/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$67,582/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,374
−HK$1,911/mo
▼ 0.25% · 3.875%
HK$36,323
−HK$962/mo
Today · 4.125%
HK$37,285
baseline
▲ 0.50% · 4.625%
HK$39,251
+HK$1,966/mo
Deposit HK$2.99M · loan HK$6.97M · min. income ≈ HK$74,570/mo (50% DSR)
Upfront cash ≈ HK$3.35M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,069
−HK$2,136/mo
▼ 0.25% · 3.875%
HK$35,128
−HK$1,077/mo
Today · 4.125%
HK$36,205
baseline
▲ 0.50% · 4.625%
HK$38,408
+HK$2,203/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$72,410/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,901
−HK$2,048/mo
▼ 0.25% · 3.875%
HK$38,917
−HK$1,032/mo
Today · 4.125%
HK$39,949
baseline
▲ 0.50% · 4.625%
HK$42,054
+HK$2,105/mo
Deposit HK$2.49M · loan HK$7.47M · min. income ≈ HK$79,898/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,340
−HK$2,279/mo
▼ 0.25% · 3.875%
HK$37,470
−HK$1,149/mo
Today · 4.125%
HK$38,619
baseline
▲ 0.50% · 4.625%
HK$40,969
+HK$2,350/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$77,238/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,428
−HK$2,184/mo
▼ 0.25% · 3.875%
HK$41,512
−HK$1,100/mo
Today · 4.125%
HK$42,612
baseline
▲ 0.50% · 4.625%
HK$44,858
+HK$2,246/mo
Deposit HK$1.99M · loan HK$7.97M · min. income ≈ HK$85,224/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,611
−HK$2,421/mo
▼ 0.25% · 3.875%
HK$39,812
−HK$1,220/mo
Today · 4.125%
HK$41,032
baseline
▲ 0.50% · 4.625%
HK$43,529
+HK$2,497/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$82,064/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,954
−HK$2,321/mo
▼ 0.25% · 3.875%
HK$44,106
−HK$1,169/mo
Today · 4.125%
HK$45,275
baseline
▲ 0.50% · 4.625%
HK$47,662
+HK$2,387/mo
Deposit HK$1.49M · loan HK$8.47M · min. income ≈ HK$90,550/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,882
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,154
−HK$1,292/mo
Today · 4.125%
HK$43,446
baseline
▲ 0.50% · 4.625%
HK$46,090
+HK$2,644/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$86,892/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,481
−HK$2,457/mo
▼ 0.25% · 3.875%
HK$46,701
−HK$1,237/mo
Today · 4.125%
HK$47,938
baseline
▲ 0.50% · 4.625%
HK$50,465
+HK$2,527/mo
Deposit HK$996K · loan HK$8.96M · min. income ≈ HK$95,876/mo (50% DSR)
Upfront cash ≈ HK$1.36M (deposit + AVD stamp duty HK$366,046 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).