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Crescira AVM · estimated value Medium confidence
HK$21.47M
≈ HK$14,085 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.44M, with repayments around HK$72,823/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$68,526
−HK$4,297/mo
▼ 0.25% · 3.875%
HK$70,657
−HK$2,166/mo
Today · 4.125%
HK$72,823
baseline
▲ 0.50% · 4.625%
HK$77,254
+HK$4,431/mo

Deposit HK$6.44M · loan HK$15.03M · min. income ≈ HK$145,646/mo (50% DSR)

Upfront cash ≈ HK$7.34M (deposit + AVD stamp duty HK$896,558 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
1
Saleable Area
1,524 ft²
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2024-07-11 HK$31.28M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 8 min walk · 561 m
Education
63
schools within 1 km (19 within 500 m)
Daily convenience
84
within 1 km (11 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
82
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Yau Ma Tei Station (a rail station within an 8-min walk earns this label).

Family-friendly — 63 schools within a 1 km walk.

Everyday convenience — 84 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 82 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com