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At today's rate and a 90% mortgage, the deposit on this unit is about HK$362K, with repayments around HK$15,769/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$362K · loan HK$3.25M · min. income ≈ HK$31,538/mo (50% DSR)
Upfront cash ≈ HK$362K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Mong Kok East Station Station.
Family-friendly — 72 schools within a 1 km walk.
Everyday convenience — 92 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 80 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 1/F
- Flat
- A
- Saleable Area
- 307 Saleable ft²
- Gross Area
- 381 ft²
- Efficiency
- 81%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-05-24 | HK$6.10M | +35.6% 4.9y · 7.0%/yr |
| 2014-07-08 | HK$4.50M | +76.5% |
| 2011-02-25 | HK$2.55M | +27.5% |
| 2008-09-17 | HK$2.00M | +5.3% |
| 2008-04-15 | HK$1.90M | +28.4% |
| 2007-07-10 | HK$1.48M | +3.5% |
| 2005-01-05 | HK$1.43M | +43.0% |
| 2004-11-27 | HK$1.00M | — |