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Crescira AVM · estimated value ● Medium confidence
HK$10.73M
≈ HK$14,069 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.22M, with repayments around HK$36,418/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$34,269
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$35,335
−HK$1,083/mo
Today · 4.125%
HK$36,418
baseline
▲ 0.50% · 4.625%
HK$38,634
+HK$2,216/mo

Deposit HK$3.22M · loan HK$7.51M · min. income ≈ HK$72,836/mo (50% DSR)

Upfront cash ≈ HK$3.62M (deposit + AVD stamp duty HK$402,555 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
A
Saleable Area
763 ft²
Gross Area
1,069 ft²
Efficiency
71%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2013-05-29 HK$9.80M +82.8%
14.0y
1999-06-16 HK$5.36M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 10 min walk · 764 m
Education
111
schools within 1 km (25 within 500 m)
Daily convenience
27
within 1 km (3 within 500 m)
Health
12
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Family-friendly — 111 schools within a 1 km walk.

Everyday convenience — 27 shopping and daily-needs spots nearby.

Healthcare close by — 12 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building