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Crescira AVM · estimated value Medium confidence
HK$12.81M
≈ HK$11,934 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.84M, with repayments around HK$43,444/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$40,880
−HK$2,564/mo
▼ 0.25% · 3.875%
HK$42,152
−HK$1,292/mo
Today · 4.125%
HK$43,444
baseline
▲ 0.50% · 4.625%
HK$46,087
+HK$2,643/mo

Deposit HK$3.84M · loan HK$8.96M · min. income ≈ HK$86,888/mo (50% DSR)

Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$480,211 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
C
Saleable Area
1,073 ft²
Gross Area
1,353 ft²
Efficiency
79%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2025-05-16 HK$11.00M +32.9%
27.9y
1997-07-04 HK$8.28M +59.2%
1995-11-29 HK$5.20M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 9 min walk · 674 m
Education
83
schools within 1 km (20 within 500 m)
Daily convenience
64
within 1 km (11 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
57
parks, libraries, sports within 1 km

Family-friendly — 83 schools within a 1 km walk.

Everyday convenience — 64 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 57 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com