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Crescira AVM · estimated value Medium confidence
HK$13.37M
≈ HK$11,113 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.01M, with repayments around HK$45,354/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$42,677
−HK$2,677/mo
▼ 0.25% · 3.875%
HK$44,005
−HK$1,349/mo
Today · 4.125%
HK$45,354
baseline
▲ 0.50% · 4.625%
HK$48,113
+HK$2,759/mo

Deposit HK$4.01M · loan HK$9.36M · min. income ≈ HK$90,708/mo (50% DSR)

Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$501,323 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
C5
Saleable Area
1,203 ft²
Gross Area
1,418 ft²
Efficiency
85%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2007-08-20 HK$6.10M +90.6%
2002-05-24 HK$3.20M −57.2%
1997-05-06 HK$7.47M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 6 min walk · 409 m
Education
82
schools within 1 km (19 within 500 m)
Daily convenience
82
within 1 km (13 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
69
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to Mong Kok East Station (a rail station within an 8-min walk earns this label).

Family-friendly — 82 schools within a 1 km walk.

Everyday convenience — 82 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 69 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com