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At today's rate and a 90% mortgage, the deposit on this unit is about HK$353K, with repayments around HK$15,379/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$353K · loan HK$3.17M · min. income ≈ HK$30,758/mo (50% DSR)
Upfront cash ≈ HK$353K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 70 schools within a 1 km walk.
Everyday convenience — 83 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 82 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 265 Saleable ft²
- Gross Area
- 343 ft²
- Efficiency
- 77%
- District
- Kowloon City District · Kowloon
- School net (POA)
- 34
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-18 | HK$6.40M | +60.0% 4.5y · 13.0%/yr |
| 2016-06-13 | HK$4.00M | +127.3% 7.0y · 18.0%/yr |
| 2009-07-08 | HK$1.76M | +7.3% |
| 2007-12-21 | HK$1.64M | +28.1% |
| 2006-01-11 | HK$1.28M | +0.0% |
| 1999-11-04 | HK$1.28M | −48.8% |
| 1997-11-28 | HK$2.50M | +0.4% |
| 1997-10-23 | HK$2.49M | — |