Skip to content
Crescira AVM · estimated value ● Medium confidence
HK$10.97M
≈ HK$10,277 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.29M, with repayments around HK$37,202/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$35,007
−HK$2,195/mo
▼ 0.25% · 3.875%
HK$36,096
−HK$1,106/mo
Today · 4.125%
HK$37,202
baseline
▲ 0.50% · 4.625%
HK$39,466
+HK$2,264/mo

Deposit HK$3.29M · loan HK$7.68M · min. income ≈ HK$74,404/mo (50% DSR)

Upfront cash ≈ HK$3.70M (deposit + AVD stamp duty HK$411,221 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
B
Saleable Area
1,067 ft²
Gross Area
1,201 ft²
Efficiency
89%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2006-04-13 HK$4.74M +373.8%
3.5y
2002-11-08 HK$1.00M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 8 min walk · 592 m
Education
83
schools within 1 km (21 within 500 m)
Daily convenience
71
within 1 km (7 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
64
parks, libraries, sports within 1 km

Excellent connectivity — about 8 min walk to Mong Kok East Station (a rail station within an 8-min walk earns this label).

Family-friendly — 83 schools within a 1 km walk.

Everyday convenience — 71 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Other appraised units in this building