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Crescira AVM · estimated value Medium confidence
HK$14.46M
≈ HK$10,746 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$4.34M, with repayments around HK$49,068/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$46,172
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,609
−HK$1,459/mo
Today · 4.125%
HK$49,068
baseline
▲ 0.50% · 4.625%
HK$52,054
+HK$2,986/mo

Deposit HK$4.34M · loan HK$10.12M · min. income ≈ HK$98,136/mo (50% DSR)

Upfront cash ≈ HK$4.88M (deposit + AVD stamp duty HK$542,379 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
2/F
Flat
5號
Saleable Area
1,346 ft²
Gross Area
1,600 ft²
Efficiency
84%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2026-03-02 HK$12.38M +138.0%
21.6y
2004-07-28 HK$5.20M +31.6%
2004-04-14 HK$3.95M +3.9%
2002-02-05 HK$3.80M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mong Kok East
≈ 11 min walk · 804 m
Education
84
schools within 1 km (23 within 500 m)
Daily convenience
47
within 1 km (9 within 500 m)
Health
14
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Family-friendly — 84 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 14 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com