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Crescira AVM · estimated value Medium confidence
HK$13.31M
≈ HK$14,117 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.99M, with repayments around HK$45,162/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$42,497
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$43,819
−HK$1,343/mo
Today · 4.125%
HK$45,162
baseline
▲ 0.50% · 4.625%
HK$47,910
+HK$2,748/mo

Deposit HK$3.99M · loan HK$9.32M · min. income ≈ HK$90,324/mo (50% DSR)

Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$499,207 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
15/F
Flat
B1
Saleable Area
943 ft²
Gross Area
1,062 ft²
Efficiency
89%
District
Kowloon City District · Kowloon
School net (POA)
34

Transaction History

Date Price Gain / loss
2007-06-28 HK$6.38M −10.5%
1998-05-22 HK$7.13M +28.5%
1996-06-26 HK$5.55M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Yau Ma Tei
≈ 8 min walk · 611 m
Education
61
schools within 1 km (15 within 500 m)
Daily convenience
80
within 1 km (6 within 500 m)
Health
17
hospitals/clinics within 1 km
Recreation
79
parks, libraries, sports within 1 km

Family-friendly — 61 schools within a 1 km walk.

Everyday convenience — 80 shopping and daily-needs spots nearby.

Healthcare close by — 17 hospitals/clinics within 1 km.

Green space & leisure — 79 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com