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Crescira AVM · estimated value Medium confidence
HK$12.91M
≈ HK$12,170 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.87M, with repayments around HK$43,806/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$41,221
−HK$2,585/mo
▼ 0.25% · 3.875%
HK$42,503
−HK$1,303/mo
Today · 4.125%
HK$43,806
baseline
▲ 0.50% · 4.625%
HK$46,471
+HK$2,665/mo

Deposit HK$3.87M · loan HK$9.04M · min. income ≈ HK$87,612/mo (50% DSR)

Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$484,212 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
D
Saleable Area
1,061 ft²
Gross Area
1,200 ft²
Efficiency
88%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2016-09-20 HK$13.50M +82.4%
9.5y
2007-04-03 HK$7.40M +3.4%
1997-12-17 HK$7.16M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 9 min walk · 674 m
Education
107
schools within 1 km (27 within 500 m)
Daily convenience
23
within 1 km (9 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
48
parks, libraries, sports within 1 km

Family-friendly — 107 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 48 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com