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Crescira AVM · estimated value ● Medium confidence
HK$12.38M
≈ HK$11,669 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.71M, with repayments around HK$42,003/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$39,524
−HK$2,479/mo
▼ 0.25% · 3.875%
HK$40,754
−HK$1,249/mo
Today · 4.125%
HK$42,003
baseline
▲ 0.50% · 4.625%
HK$44,559
+HK$2,556/mo

Deposit HK$3.71M · loan HK$8.67M · min. income ≈ HK$84,006/mo (50% DSR)

Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$464,285 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
1/F
Flat
D
Saleable Area
1,061 ft²
Gross Area
1,200 ft²
Efficiency
88%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2016-09-20 HK$13.50M +82.4%
9.5y
2007-04-03 HK$7.40M +3.4%
9.3y
1997-12-17 HK$7.16M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sung Wong Toi
≈ 9 min walk · 674 m
Education
107
schools within 1 km (27 within 500 m)
Daily convenience
23
within 1 km (9 within 500 m)
Health
15
hospitals/clinics within 1 km
Recreation
47
parks, libraries, sports within 1 km

Family-friendly — 107 schools within a 1 km walk.

Everyday convenience — 23 shopping and daily-needs spots nearby.

Healthcare close by — 15 hospitals/clinics within 1 km.

Green space & leisure — 47 parks, libraries and sports venues nearby.

Location

Other appraised units in this building