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Crescira AVM · estimated value ● Medium confidence
HK$10.60M
≈ HK$13,982 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.18M, with repayments around HK$35,956/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$33,835
−HK$2,121/mo
▼ 0.25% · 3.875%
HK$34,887
−HK$1,069/mo
Today · 4.125%
HK$35,956
baseline
▲ 0.50% · 4.625%
HK$38,144
+HK$2,188/mo

Deposit HK$3.18M · loan HK$7.42M · min. income ≈ HK$71,912/mo (50% DSR)

Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$397,451 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
8/F
Flat
D3
Saleable Area
758 ft²
Gross Area
1,050 ft²
Efficiency
72%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2017-05-10 HK$12.07M +34.1%
5.9y
2011-06-02 HK$9.00M +80.7%
3.8y
2007-08-02 HK$4.98M +42.3%
11.5y
1996-03-06 HK$3.50M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 10 min walk · 758 m
Education
21
schools within 1 km (2 within 500 m)
Daily convenience
5
within 1 km (0 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
30
parks, libraries, sports within 1 km

Family-friendly — 21 schools within a 1 km walk.

Everyday convenience — 5 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 30 parks, libraries and sports venues nearby.

Location

Other appraised units in this building