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Crescira AVM · estimated value ● Medium confidence
HK$12.19M
≈ HK$10,241 / ft² saleable · updated 2026-10-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.66M, with repayments around HK$41,345/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$38,905
−HK$2,440/mo
▼ 0.25% · 3.875%
HK$40,115
−HK$1,230/mo
Today · 4.125%
HK$41,345
baseline
▲ 0.50% · 4.625%
HK$43,861
+HK$2,516/mo

Deposit HK$3.66M · loan HK$8.53M · min. income ≈ HK$82,690/mo (50% DSR)

Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$457,011 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
9/F
Flat
D室 (9號)
Saleable Area
1,190 ft²
Gross Area
1,300 ft²
Efficiency
92%
District
Kowloon City District · Kowloon
School net (POA)
41

Transaction History

Date Price Gain / loss
2010-05-07 HK$11.00M +61.8%
3.4y
2006-12-28 HK$6.80M +113.8%
3.3y
2003-09-10 HK$3.18M +29.8%
3.9y
1999-10-02 HK$2.45M −57.0%
2.9y
1996-11-27 HK$5.70M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kowloon Tong
≈ 11 min walk · 812 m
Education
20
schools within 1 km (1 within 500 m)
Daily convenience
7
within 1 km (0 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
29
parks, libraries, sports within 1 km

Family-friendly — 20 schools within a 1 km walk.

Everyday convenience — 7 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 29 parks, libraries and sports venues nearby.

Location

Other appraised units in this building