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At today's rate and a 90% mortgage, the deposit on this unit is about HK$392K, with repayments around HK$17,086/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$392K · loan HK$3.53M · min. income ≈ HK$34,172/mo (50% DSR)
Upfront cash ≈ HK$392K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Mass Transit Railway Kowloon Bay Station Station.
Family-friendly — 50 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 4 hospitals/clinics within 1 km.
Green space & leisure — 58 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- C7
- Saleable Area
- 391 Saleable ft²
- Gross Area
- 480 ft²
- Efficiency
- 81%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 46
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-05 | HK$4.55M | +21.3% 5.0y · 4.0%/yr |
| 2016-05-13 | HK$3.75M | +26.3% 3.2y · 8.0%/yr |
| 2013-02-27 | HK$2.97M | +112.1% |
| 2009-11-20 | HK$1.40M | +35.9% |
| 2006-04-25 | HK$1.03M | — |