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Crescira AVM · estimated value Medium confidence
HK$4.03M
≈ HK$12,680 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$403K, with repayments around HK$17,589/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$16,551
−HK$1,038/mo
▼ 0.25% · 3.875%
HK$17,066
−HK$523/mo
Today · 4.125%
HK$17,589
baseline
▲ 0.50% · 4.625%
HK$18,659
+HK$1,070/mo

Deposit HK$403K · loan HK$3.63M · min. income ≈ HK$35,178/mo (50% DSR)

Upfront cash ≈ HK$410K (deposit + AVD stamp duty HK$6,578 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
25/F
Flat
C
Saleable Area
318 ft²
Gross Area
460 ft²
Efficiency
69%
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2021-01-20 HK$5.08M +90.3%
8.8y
2012-03-14 HK$2.67M +99.3%
2007-04-12 HK$1.34M +0.0%
2001-03-22 HK$1.34M −19.3%
1999-03-08 HK$1.66M −10.3%
1996-03-25 HK$1.85M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Ngau Tau Kok
≈ 5 min walk · 340 m
Education
42
schools within 1 km (12 within 500 m)
Daily convenience
42
within 1 km (20 within 500 m)
Health
9
hospitals/clinics within 1 km
Recreation
62
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Ngau Tau Kok Station (a rail station within an 8-min walk earns this label).

Family-friendly — 42 schools within a 1 km walk.

Everyday convenience — 42 shopping and daily-needs spots nearby.

Healthcare close by — 9 hospitals/clinics within 1 km.

Green space & leisure — 62 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com