▼ 0.50% · 3.625%
HK$4,628
−HK$290/mo
▼ 0.25% · 3.875%
HK$4,772
−HK$146/mo
Today · 4.125%
HK$4,918
baseline
▲ 0.50% · 4.625%
HK$5,218
+HK$300/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$9,836/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,149
−HK$278/mo
▼ 0.25% · 3.875%
HK$5,287
−HK$140/mo
Today · 4.125%
HK$5,427
baseline
▲ 0.50% · 4.625%
HK$5,713
+HK$286/mo
Deposit HK$1.01M · loan HK$1.01M · min. income ≈ HK$10,854/mo (50% DSR)
Upfront cash ≈ HK$1.01M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,091
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,249
−HK$161/mo
Today · 4.125%
HK$5,410
baseline
▲ 0.50% · 4.625%
HK$5,739
+HK$329/mo
Deposit HK$913K · loan HK$1.12M · min. income ≈ HK$10,820/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,664
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,816
−HK$154/mo
Today · 4.125%
HK$5,970
baseline
▲ 0.50% · 4.625%
HK$6,284
+HK$314/mo
Deposit HK$913K · loan HK$1.12M · min. income ≈ HK$11,940/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,554
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,727
−HK$175/mo
Today · 4.125%
HK$5,902
baseline
▲ 0.50% · 4.625%
HK$6,261
+HK$359/mo
Deposit HK$812K · loan HK$1.22M · min. income ≈ HK$11,804/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,179
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,344
−HK$168/mo
Today · 4.125%
HK$6,512
baseline
▲ 0.50% · 4.625%
HK$6,856
+HK$344/mo
Deposit HK$812K · loan HK$1.22M · min. income ≈ HK$13,024/mo (50% DSR)
Upfront cash ≈ HK$812K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,017
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,204
−HK$190/mo
Today · 4.125%
HK$6,394
baseline
▲ 0.50% · 4.625%
HK$6,783
+HK$389/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$12,788/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,693
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,873
−HK$182/mo
Today · 4.125%
HK$7,055
baseline
▲ 0.50% · 4.625%
HK$7,427
+HK$372/mo
Deposit HK$710K · loan HK$1.32M · min. income ≈ HK$14,110/mo (50% DSR)
Upfront cash ≈ HK$710K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,479
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,681
−HK$205/mo
Today · 4.125%
HK$6,886
baseline
▲ 0.50% · 4.625%
HK$7,305
+HK$419/mo
Deposit HK$609K · loan HK$1.42M · min. income ≈ HK$13,772/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,208
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,402
−HK$196/mo
Today · 4.125%
HK$7,598
baseline
▲ 0.50% · 4.625%
HK$7,998
+HK$400/mo
Deposit HK$609K · loan HK$1.42M · min. income ≈ HK$15,196/mo (50% DSR)
Upfront cash ≈ HK$609K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,942
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,158
−HK$220/mo
Today · 4.125%
HK$7,378
baseline
▲ 0.50% · 4.625%
HK$7,827
+HK$449/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$14,756/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,723
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,930
−HK$210/mo
Today · 4.125%
HK$8,140
baseline
▲ 0.50% · 4.625%
HK$8,570
+HK$430/mo
Deposit HK$507K · loan HK$1.52M · min. income ≈ HK$16,280/mo (50% DSR)
Upfront cash ≈ HK$508K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,405
−HK$464/mo
▼ 0.25% · 3.875%
HK$7,635
−HK$234/mo
Today · 4.125%
HK$7,869
baseline
▲ 0.50% · 4.625%
HK$8,348
+HK$479/mo
Deposit HK$406K · loan HK$1.62M · min. income ≈ HK$15,738/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,238
−HK$445/mo
▼ 0.25% · 3.875%
HK$8,459
−HK$224/mo
Today · 4.125%
HK$8,683
baseline
▲ 0.50% · 4.625%
HK$9,141
+HK$458/mo
Deposit HK$406K · loan HK$1.62M · min. income ≈ HK$17,366/mo (50% DSR)
Upfront cash ≈ HK$406K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,868
−HK$493/mo
▼ 0.25% · 3.875%
HK$8,113
−HK$248/mo
Today · 4.125%
HK$8,361
baseline
▲ 0.50% · 4.625%
HK$8,870
+HK$509/mo
Deposit HK$304K · loan HK$1.73M · min. income ≈ HK$16,722/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,753
−HK$473/mo
▼ 0.25% · 3.875%
HK$8,988
−HK$238/mo
Today · 4.125%
HK$9,226
baseline
▲ 0.50% · 4.625%
HK$9,712
+HK$486/mo
Deposit HK$304K · loan HK$1.73M · min. income ≈ HK$18,452/mo (50% DSR)
Upfront cash ≈ HK$305K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,331
−HK$522/mo
▼ 0.25% · 3.875%
HK$8,590
−HK$263/mo
Today · 4.125%
HK$8,853
baseline
▲ 0.50% · 4.625%
HK$9,392
+HK$539/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$17,706/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,268
−HK$501/mo
▼ 0.25% · 3.875%
HK$9,516
−HK$253/mo
Today · 4.125%
HK$9,769
baseline
▲ 0.50% · 4.625%
HK$10,283
+HK$514/mo
Deposit HK$203K · loan HK$1.83M · min. income ≈ HK$19,538/mo (50% DSR)
Upfront cash ≈ HK$203K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).