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At today's rate and a 90% mortgage, the deposit on this unit is about HK$377K, with repayments around HK$16,432/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$377K · loan HK$3.39M · min. income ≈ HK$32,864/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway Ngau Tau Kok Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 44 shopping and daily-needs spots nearby.
Healthcare close by — 10 hospitals/clinics within 1 km.
Green space & leisure — 62 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- C
- Saleable Area
- 321 Saleable ft²
- Gross Area
- 438 ft²
- Efficiency
- 73%
- District
- Kwun Tong District · Kowloon
- School net (POA)
- 48
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-01-17 | HK$4.93M | +36.2% 3.5y · 10.0%/yr |
| 2016-07-20 | HK$3.62M | +82.8% 5.5y · 15.0%/yr |
| 2011-01-03 | HK$1.98M | +108.4% |
| 2000-09-27 | HK$950K | −31.2% |
| 1995-12-04 | HK$1.38M | — |