▼ 0.50% · 3.625%
HK$4,009
−HK$251/mo
▼ 0.25% · 3.875%
HK$4,134
−HK$126/mo
Today · 4.125%
HK$4,260
baseline
▲ 0.50% · 4.625%
HK$4,519
+HK$259/mo
Deposit HK$879K · loan HK$879K · min. income ≈ HK$8,520/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,460
−HK$241/mo
▼ 0.25% · 3.875%
HK$4,579
−HK$122/mo
Today · 4.125%
HK$4,701
baseline
▲ 0.50% · 4.625%
HK$4,949
+HK$248/mo
Deposit HK$879K · loan HK$879K · min. income ≈ HK$9,402/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,410
−HK$276/mo
▼ 0.25% · 3.875%
HK$4,547
−HK$139/mo
Today · 4.125%
HK$4,686
baseline
▲ 0.50% · 4.625%
HK$4,971
+HK$285/mo
Deposit HK$791K · loan HK$967K · min. income ≈ HK$9,372/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,906
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,037
−HK$134/mo
Today · 4.125%
HK$5,171
baseline
▲ 0.50% · 4.625%
HK$5,443
+HK$272/mo
Deposit HK$791K · loan HK$967K · min. income ≈ HK$10,342/mo (50% DSR)
Upfront cash ≈ HK$791K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$301/mo
▼ 0.25% · 3.875%
HK$4,960
−HK$152/mo
Today · 4.125%
HK$5,112
baseline
▲ 0.50% · 4.625%
HK$5,423
+HK$311/mo
Deposit HK$703K · loan HK$1.05M · min. income ≈ HK$10,224/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,352
−HK$289/mo
▼ 0.25% · 3.875%
HK$5,495
−HK$146/mo
Today · 4.125%
HK$5,641
baseline
▲ 0.50% · 4.625%
HK$5,938
+HK$297/mo
Deposit HK$703K · loan HK$1.05M · min. income ≈ HK$11,282/mo (50% DSR)
Upfront cash ≈ HK$703K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,211
−HK$327/mo
▼ 0.25% · 3.875%
HK$5,374
−HK$164/mo
Today · 4.125%
HK$5,538
baseline
▲ 0.50% · 4.625%
HK$5,875
+HK$337/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$11,076/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,798
−HK$313/mo
▼ 0.25% · 3.875%
HK$5,953
−HK$158/mo
Today · 4.125%
HK$6,111
baseline
▲ 0.50% · 4.625%
HK$6,433
+HK$322/mo
Deposit HK$615K · loan HK$1.14M · min. income ≈ HK$12,222/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,612
−HK$352/mo
▼ 0.25% · 3.875%
HK$5,787
−HK$177/mo
Today · 4.125%
HK$5,964
baseline
▲ 0.50% · 4.625%
HK$6,327
+HK$363/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$11,928/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,244
−HK$337/mo
▼ 0.25% · 3.875%
HK$6,411
−HK$170/mo
Today · 4.125%
HK$6,581
baseline
▲ 0.50% · 4.625%
HK$6,928
+HK$347/mo
Deposit HK$527K · loan HK$1.23M · min. income ≈ HK$13,162/mo (50% DSR)
Upfront cash ≈ HK$528K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,013
−HK$377/mo
▼ 0.25% · 3.875%
HK$6,200
−HK$190/mo
Today · 4.125%
HK$6,390
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$389/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$12,780/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,690
−HK$361/mo
▼ 0.25% · 3.875%
HK$6,869
−HK$182/mo
Today · 4.125%
HK$7,051
baseline
▲ 0.50% · 4.625%
HK$7,423
+HK$372/mo
Deposit HK$440K · loan HK$1.32M · min. income ≈ HK$14,102/mo (50% DSR)
Upfront cash ≈ HK$440K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,414
−HK$402/mo
▼ 0.25% · 3.875%
HK$6,614
−HK$202/mo
Today · 4.125%
HK$6,816
baseline
▲ 0.50% · 4.625%
HK$7,231
+HK$415/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$13,632/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,136
−HK$385/mo
▼ 0.25% · 3.875%
HK$7,327
−HK$194/mo
Today · 4.125%
HK$7,521
baseline
▲ 0.50% · 4.625%
HK$7,918
+HK$397/mo
Deposit HK$352K · loan HK$1.41M · min. income ≈ HK$15,042/mo (50% DSR)
Upfront cash ≈ HK$352K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,815
−HK$427/mo
▼ 0.25% · 3.875%
HK$7,027
−HK$215/mo
Today · 4.125%
HK$7,242
baseline
▲ 0.50% · 4.625%
HK$7,683
+HK$441/mo
Deposit HK$264K · loan HK$1.49M · min. income ≈ HK$14,484/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,582
−HK$409/mo
▼ 0.25% · 3.875%
HK$7,785
−HK$206/mo
Today · 4.125%
HK$7,991
baseline
▲ 0.50% · 4.625%
HK$8,412
+HK$421/mo
Deposit HK$264K · loan HK$1.49M · min. income ≈ HK$15,982/mo (50% DSR)
Upfront cash ≈ HK$264K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,216
−HK$452/mo
▼ 0.25% · 3.875%
HK$7,440
−HK$228/mo
Today · 4.125%
HK$7,668
baseline
▲ 0.50% · 4.625%
HK$8,135
+HK$467/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$15,336/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,028
−HK$433/mo
▼ 0.25% · 3.875%
HK$8,243
−HK$218/mo
Today · 4.125%
HK$8,461
baseline
▲ 0.50% · 4.625%
HK$8,907
+HK$446/mo
Deposit HK$176K · loan HK$1.58M · min. income ≈ HK$16,922/mo (50% DSR)
Upfront cash ≈ HK$176K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).