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Crescira AVM · estimated value Medium confidence
HK$3.03M
≈ HK$9,063 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$303K, with repayments around HK$13,203/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$12,424
−HK$779/mo
▼ 0.25% · 3.875%
HK$12,810
−HK$393/mo
Today · 4.125%
HK$13,203
baseline
▲ 0.50% · 4.625%
HK$14,006
+HK$803/mo

Deposit HK$303K · loan HK$2.72M · min. income ≈ HK$26,406/mo (50% DSR)

Upfront cash ≈ HK$303K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kowloon Bay Station
≈ 7 min walk · 498 m
Education
31
schools within 1 km (10 within 500 m)
Daily convenience
40
within 1 km (15 within 500 m)
Health
7
hospitals/clinics within 1 km
Recreation
55
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Mass Transit Railway Kowloon Bay Station Station.

Family-friendly — 31 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 7 hospitals/clinics within 1 km.

Green space & leisure — 55 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
7/F
Flat
B
Saleable Area
334 Saleable ft²
Gross Area
480 ft²
Efficiency
70%
District
Kwun Tong District · Kowloon
School net (POA)
48

Transaction History

Date Price Gain / loss
2026-03-18 HK$2.98M +15.5%
0.4y
2025-11-11 HK$2.58M −0.8%
11.3y · 0.0%/yr
2014-08-14 HK$2.60M +98.5%
1996-11-20 HK$1.31M +9.2%
1996-10-31 HK$1.20M −6.2%
1996-06-28 HK$1.28M +33.3%
1995-07-28 HK$960K
Data sourced from Renavon.com