▼ 0.50% · 3.625%
HK$5,577
−HK$349/mo
▼ 0.25% · 3.875%
HK$5,750
−HK$176/mo
Today · 4.125%
HK$5,926
baseline
▲ 0.50% · 4.625%
HK$6,287
+HK$361/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$11,852/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,204
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,370
−HK$169/mo
Today · 4.125%
HK$6,539
baseline
▲ 0.50% · 4.625%
HK$6,884
+HK$345/mo
Deposit HK$1.22M · loan HK$1.22M · min. income ≈ HK$13,078/mo (50% DSR)
Upfront cash ≈ HK$1.22M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,134
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,325
−HK$194/mo
Today · 4.125%
HK$6,519
baseline
▲ 0.50% · 4.625%
HK$6,916
+HK$397/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$13,038/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,824
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,007
−HK$186/mo
Today · 4.125%
HK$7,193
baseline
▲ 0.50% · 4.625%
HK$7,572
+HK$379/mo
Deposit HK$1.10M · loan HK$1.35M · min. income ≈ HK$14,386/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,692
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,900
−HK$211/mo
Today · 4.125%
HK$7,111
baseline
▲ 0.50% · 4.625%
HK$7,544
+HK$433/mo
Deposit HK$978K · loan HK$1.47M · min. income ≈ HK$14,222/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,445
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,644
−HK$203/mo
Today · 4.125%
HK$7,847
baseline
▲ 0.50% · 4.625%
HK$8,260
+HK$413/mo
Deposit HK$978K · loan HK$1.47M · min. income ≈ HK$15,694/mo (50% DSR)
Upfront cash ≈ HK$978K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,249
−HK$455/mo
▼ 0.25% · 3.875%
HK$7,475
−HK$229/mo
Today · 4.125%
HK$7,704
baseline
▲ 0.50% · 4.625%
HK$8,173
+HK$469/mo
Deposit HK$856K · loan HK$1.59M · min. income ≈ HK$15,408/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,065
−HK$436/mo
▼ 0.25% · 3.875%
HK$8,281
−HK$220/mo
Today · 4.125%
HK$8,501
baseline
▲ 0.50% · 4.625%
HK$8,949
+HK$448/mo
Deposit HK$856K · loan HK$1.59M · min. income ≈ HK$17,002/mo (50% DSR)
Upfront cash ≈ HK$856K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,807
−HK$490/mo
▼ 0.25% · 3.875%
HK$8,050
−HK$247/mo
Today · 4.125%
HK$8,297
baseline
▲ 0.50% · 4.625%
HK$8,802
+HK$505/mo
Deposit HK$734K · loan HK$1.71M · min. income ≈ HK$16,594/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,685
−HK$470/mo
▼ 0.25% · 3.875%
HK$8,918
−HK$237/mo
Today · 4.125%
HK$9,155
baseline
▲ 0.50% · 4.625%
HK$9,637
+HK$482/mo
Deposit HK$734K · loan HK$1.71M · min. income ≈ HK$18,310/mo (50% DSR)
Upfront cash ≈ HK$734K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,365
−HK$524/mo
▼ 0.25% · 3.875%
HK$8,625
−HK$264/mo
Today · 4.125%
HK$8,889
baseline
▲ 0.50% · 4.625%
HK$9,430
+HK$541/mo
Deposit HK$611K · loan HK$1.83M · min. income ≈ HK$17,778/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,306
−HK$503/mo
▼ 0.25% · 3.875%
HK$9,555
−HK$254/mo
Today · 4.125%
HK$9,809
baseline
▲ 0.50% · 4.625%
HK$10,326
+HK$517/mo
Deposit HK$611K · loan HK$1.83M · min. income ≈ HK$19,618/mo (50% DSR)
Upfront cash ≈ HK$611K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,922
−HK$560/mo
▼ 0.25% · 3.875%
HK$9,200
−HK$282/mo
Today · 4.125%
HK$9,482
baseline
▲ 0.50% · 4.625%
HK$10,059
+HK$577/mo
Deposit HK$489K · loan HK$1.96M · min. income ≈ HK$18,964/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,926
−HK$536/mo
▼ 0.25% · 3.875%
HK$10,192
−HK$270/mo
Today · 4.125%
HK$10,462
baseline
▲ 0.50% · 4.625%
HK$11,014
+HK$552/mo
Deposit HK$489K · loan HK$1.96M · min. income ≈ HK$20,924/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,480
−HK$595/mo
▼ 0.25% · 3.875%
HK$9,775
−HK$300/mo
Today · 4.125%
HK$10,075
baseline
▲ 0.50% · 4.625%
HK$10,688
+HK$613/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$20,150/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,547
−HK$569/mo
▼ 0.25% · 3.875%
HK$10,829
−HK$287/mo
Today · 4.125%
HK$11,116
baseline
▲ 0.50% · 4.625%
HK$11,702
+HK$586/mo
Deposit HK$367K · loan HK$2.08M · min. income ≈ HK$22,232/mo (50% DSR)
Upfront cash ≈ HK$367K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,038
−HK$629/mo
▼ 0.25% · 3.875%
HK$10,350
−HK$317/mo
Today · 4.125%
HK$10,667
baseline
▲ 0.50% · 4.625%
HK$11,316
+HK$649/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$21,334/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,167
−HK$603/mo
▼ 0.25% · 3.875%
HK$11,466
−HK$304/mo
Today · 4.125%
HK$11,770
baseline
▲ 0.50% · 4.625%
HK$12,391
+HK$621/mo
Deposit HK$245K · loan HK$2.20M · min. income ≈ HK$23,540/mo (50% DSR)
Upfront cash ≈ HK$245K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).