▼ 0.50% · 3.625%
HK$4,437
−HK$278/mo
▼ 0.25% · 3.875%
HK$4,575
−HK$140/mo
Today · 4.125%
HK$4,715
baseline
▲ 0.50% · 4.625%
HK$5,002
+HK$287/mo
Deposit HK$973K · loan HK$973K · min. income ≈ HK$9,430/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,936
−HK$267/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$135/mo
Today · 4.125%
HK$5,203
baseline
▲ 0.50% · 4.625%
HK$5,477
+HK$274/mo
Deposit HK$973K · loan HK$973K · min. income ≈ HK$10,406/mo (50% DSR)
Upfront cash ≈ HK$973K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,881
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,032
−HK$155/mo
Today · 4.125%
HK$5,187
baseline
▲ 0.50% · 4.625%
HK$5,502
+HK$315/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$10,374/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,430
−HK$293/mo
▼ 0.25% · 3.875%
HK$5,575
−HK$148/mo
Today · 4.125%
HK$5,723
baseline
▲ 0.50% · 4.625%
HK$6,025
+HK$302/mo
Deposit HK$876K · loan HK$1.07M · min. income ≈ HK$11,446/mo (50% DSR)
Upfront cash ≈ HK$876K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,324
−HK$334/mo
▼ 0.25% · 3.875%
HK$5,490
−HK$168/mo
Today · 4.125%
HK$5,658
baseline
▲ 0.50% · 4.625%
HK$6,003
+HK$345/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$11,316/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,923
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,082
−HK$161/mo
Today · 4.125%
HK$6,243
baseline
▲ 0.50% · 4.625%
HK$6,572
+HK$329/mo
Deposit HK$778K · loan HK$1.17M · min. income ≈ HK$12,486/mo (50% DSR)
Upfront cash ≈ HK$778K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,768
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,947
−HK$183/mo
Today · 4.125%
HK$6,130
baseline
▲ 0.50% · 4.625%
HK$6,503
+HK$373/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$12,260/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,417
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,589
−HK$175/mo
Today · 4.125%
HK$6,764
baseline
▲ 0.50% · 4.625%
HK$7,120
+HK$356/mo
Deposit HK$681K · loan HK$1.26M · min. income ≈ HK$13,528/mo (50% DSR)
Upfront cash ≈ HK$681K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,212
−HK$389/mo
▼ 0.25% · 3.875%
HK$6,405
−HK$196/mo
Today · 4.125%
HK$6,601
baseline
▲ 0.50% · 4.625%
HK$7,003
+HK$402/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$13,202/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,911
−HK$373/mo
▼ 0.25% · 3.875%
HK$7,096
−HK$188/mo
Today · 4.125%
HK$7,284
baseline
▲ 0.50% · 4.625%
HK$7,668
+HK$384/mo
Deposit HK$584K · loan HK$1.36M · min. income ≈ HK$14,568/mo (50% DSR)
Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,655
−HK$418/mo
▼ 0.25% · 3.875%
HK$6,862
−HK$211/mo
Today · 4.125%
HK$7,073
baseline
▲ 0.50% · 4.625%
HK$7,503
+HK$430/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$14,146/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,404
−HK$400/mo
▼ 0.25% · 3.875%
HK$7,603
−HK$201/mo
Today · 4.125%
HK$7,804
baseline
▲ 0.50% · 4.625%
HK$8,216
+HK$412/mo
Deposit HK$486K · loan HK$1.46M · min. income ≈ HK$15,608/mo (50% DSR)
Upfront cash ≈ HK$487K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,099
−HK$445/mo
▼ 0.25% · 3.875%
HK$7,320
−HK$224/mo
Today · 4.125%
HK$7,544
baseline
▲ 0.50% · 4.625%
HK$8,003
+HK$459/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$15,088/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,898
−HK$426/mo
▼ 0.25% · 3.875%
HK$8,110
−HK$214/mo
Today · 4.125%
HK$8,324
baseline
▲ 0.50% · 4.625%
HK$8,763
+HK$439/mo
Deposit HK$389K · loan HK$1.56M · min. income ≈ HK$16,648/mo (50% DSR)
Upfront cash ≈ HK$389K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,543
−HK$473/mo
▼ 0.25% · 3.875%
HK$7,777
−HK$239/mo
Today · 4.125%
HK$8,016
baseline
▲ 0.50% · 4.625%
HK$8,504
+HK$488/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$16,032/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,391
−HK$454/mo
▼ 0.25% · 3.875%
HK$8,616
−HK$229/mo
Today · 4.125%
HK$8,845
baseline
▲ 0.50% · 4.625%
HK$9,311
+HK$466/mo
Deposit HK$292K · loan HK$1.65M · min. income ≈ HK$17,690/mo (50% DSR)
Upfront cash ≈ HK$292K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,987
−HK$500/mo
▼ 0.25% · 3.875%
HK$8,235
−HK$252/mo
Today · 4.125%
HK$8,487
baseline
▲ 0.50% · 4.625%
HK$9,004
+HK$517/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$16,974/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,885
−HK$480/mo
▼ 0.25% · 3.875%
HK$9,123
−HK$242/mo
Today · 4.125%
HK$9,365
baseline
▲ 0.50% · 4.625%
HK$9,859
+HK$494/mo
Deposit HK$195K · loan HK$1.75M · min. income ≈ HK$18,730/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).