▼ 0.50% · 3.625%
HK$4,225
−HK$265/mo
▼ 0.25% · 3.875%
HK$4,356
−HK$134/mo
Today · 4.125%
HK$4,490
baseline
▲ 0.50% · 4.625%
HK$4,763
+HK$273/mo
Deposit HK$926K · loan HK$926K · min. income ≈ HK$8,980/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,700
−HK$254/mo
▼ 0.25% · 3.875%
HK$4,826
−HK$128/mo
Today · 4.125%
HK$4,954
baseline
▲ 0.50% · 4.625%
HK$5,215
+HK$261/mo
Deposit HK$926K · loan HK$926K · min. income ≈ HK$9,908/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,647
−HK$292/mo
▼ 0.25% · 3.875%
HK$4,792
−HK$147/mo
Today · 4.125%
HK$4,939
baseline
▲ 0.50% · 4.625%
HK$5,239
+HK$300/mo
Deposit HK$834K · loan HK$1.02M · min. income ≈ HK$9,878/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,170
−HK$279/mo
▼ 0.25% · 3.875%
HK$5,309
−HK$140/mo
Today · 4.125%
HK$5,449
baseline
▲ 0.50% · 4.625%
HK$5,736
+HK$287/mo
Deposit HK$834K · loan HK$1.02M · min. income ≈ HK$10,898/mo (50% DSR)
Upfront cash ≈ HK$834K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,070
−HK$318/mo
▼ 0.25% · 3.875%
HK$5,227
−HK$161/mo
Today · 4.125%
HK$5,388
baseline
▲ 0.50% · 4.625%
HK$5,715
+HK$327/mo
Deposit HK$741K · loan HK$1.11M · min. income ≈ HK$10,776/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,640
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,791
−HK$154/mo
Today · 4.125%
HK$5,945
baseline
▲ 0.50% · 4.625%
HK$6,258
+HK$313/mo
Deposit HK$741K · loan HK$1.11M · min. income ≈ HK$11,890/mo (50% DSR)
Upfront cash ≈ HK$741K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,492
−HK$345/mo
▼ 0.25% · 3.875%
HK$5,663
−HK$174/mo
Today · 4.125%
HK$5,837
baseline
▲ 0.50% · 4.625%
HK$6,192
+HK$355/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$11,674/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,110
−HK$330/mo
▼ 0.25% · 3.875%
HK$6,274
−HK$166/mo
Today · 4.125%
HK$6,440
baseline
▲ 0.50% · 4.625%
HK$6,779
+HK$339/mo
Deposit HK$648K · loan HK$1.20M · min. income ≈ HK$12,880/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,915
−HK$370/mo
▼ 0.25% · 3.875%
HK$6,099
−HK$186/mo
Today · 4.125%
HK$6,285
baseline
▲ 0.50% · 4.625%
HK$6,668
+HK$383/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$12,570/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,580
−HK$355/mo
▼ 0.25% · 3.875%
HK$6,756
−HK$179/mo
Today · 4.125%
HK$6,935
baseline
▲ 0.50% · 4.625%
HK$7,301
+HK$366/mo
Deposit HK$556K · loan HK$1.30M · min. income ≈ HK$13,870/mo (50% DSR)
Upfront cash ≈ HK$556K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,337
−HK$397/mo
▼ 0.25% · 3.875%
HK$6,534
−HK$200/mo
Today · 4.125%
HK$6,734
baseline
▲ 0.50% · 4.625%
HK$7,144
+HK$410/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$13,468/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,050
−HK$381/mo
▼ 0.25% · 3.875%
HK$7,239
−HK$192/mo
Today · 4.125%
HK$7,431
baseline
▲ 0.50% · 4.625%
HK$7,822
+HK$391/mo
Deposit HK$463K · loan HK$1.39M · min. income ≈ HK$14,862/mo (50% DSR)
Upfront cash ≈ HK$463K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,760
−HK$423/mo
▼ 0.25% · 3.875%
HK$6,970
−HK$213/mo
Today · 4.125%
HK$7,183
baseline
▲ 0.50% · 4.625%
HK$7,620
+HK$437/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$14,366/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,520
−HK$406/mo
▼ 0.25% · 3.875%
HK$7,722
−HK$204/mo
Today · 4.125%
HK$7,926
baseline
▲ 0.50% · 4.625%
HK$8,344
+HK$418/mo
Deposit HK$371K · loan HK$1.48M · min. income ≈ HK$15,852/mo (50% DSR)
Upfront cash ≈ HK$371K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,182
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,405
−HK$227/mo
Today · 4.125%
HK$7,632
baseline
▲ 0.50% · 4.625%
HK$8,097
+HK$465/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$15,264/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,990
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,204
−HK$218/mo
Today · 4.125%
HK$8,422
baseline
▲ 0.50% · 4.625%
HK$8,865
+HK$443/mo
Deposit HK$278K · loan HK$1.57M · min. income ≈ HK$16,844/mo (50% DSR)
Upfront cash ≈ HK$278K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,604
−HK$477/mo
▼ 0.25% · 3.875%
HK$7,841
−HK$240/mo
Today · 4.125%
HK$8,081
baseline
▲ 0.50% · 4.625%
HK$8,573
+HK$492/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$16,162/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,460
−HK$457/mo
▼ 0.25% · 3.875%
HK$8,687
−HK$230/mo
Today · 4.125%
HK$8,917
baseline
▲ 0.50% · 4.625%
HK$9,387
+HK$470/mo
Deposit HK$185K · loan HK$1.67M · min. income ≈ HK$17,834/mo (50% DSR)
Upfront cash ≈ HK$185K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).