Home Kwun Tong District Tin Heung Garden House

1/F E

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G/F NO.4 1/F C 510 ft² 1/F E 570 ft² 1/F F 510 ft² 2/F B 570 ft² 2/F C 510 ft² 2/F D 520 ft² 3/F A 520 ft² 3/F C 510 ft² 3/F F 510 ft² 4/F A 520 ft² 4/F B 570 ft² 4/F C 510 ft² 4/F E 570 ft² 4/F F 510 ft² 5/F B 570 ft² 5/F C 510 ft² 6/F A 520 ft² 6/F B 570 ft² 6/F C 510 ft² 7/F A 520 ft² 7/F B 349 ft² 7/F C 510 ft² 7/F E 570 ft² 7/F F 510 ft² 8/F A 520 ft² 8/F D 520 ft² 9/F A 520 ft² 9/F B 570 ft² 9/F C 510 ft² 10/F E 10/F F 510 ft² 11/F A 520 ft² 11/F B 570 ft² 11/F C 510 ft² 11/F F 510 ft² 12/F B 570 ft² 12/F C 510 ft² 12/F D 520 ft² 12/F E 570 ft² 12/F F 510 ft²

Estimate Mortgage & QoL Unit Information Transaction History

Crescira AVM · estimated value ● Medium confidence

HK$4.07M

≈ HK$7,135 / ft² saleable · updated 2026-06-01

Not an offer or formal valuation

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$407K, with repayments around HK$17,739/mo for the first 5 years.

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Mortgage plan · rate basis

H-plan · HIBOR + 1.30%

5.2% → capped 4.125%

P-plan · P − 2.00%

4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment

LTV

Term

▼ 0.50% · 3.625%

HK$16,692

−HK$1,047/mo

▼ 0.25% · 3.875%

HK$17,211

−HK$528/mo

Today · 4.125%

HK$17,739

baseline

▲ 0.50% · 4.625%

HK$18,818

+HK$1,079/mo

Deposit HK$407K · loan HK$3.66M · min. income ≈ HK$35,478/mo (50% DSR)

Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$13,462 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data

Nearest MTR

Mass Transit Railway Kwun Tong Station

≈ 3 min walk · 177 m

Education

schools within 1 km (13 within 500 m)

Daily convenience

within 1 km (19 within 500 m)

Health

hospitals/clinics within 1 km

Recreation

parks, libraries, sports within 1 km

Excellent connectivity — about 3 min walk to Mass Transit Railway Kwun Tong Station Station.

Family-friendly — 52 schools within a 1 km walk.

Everyday convenience — 49 shopping and daily-needs spots nearby.

Healthcare close by — 16 hospitals/clinics within 1 km.

Green space & leisure — 64 parks, libraries and sports venues nearby.

Location

Unit Information

Floor: 1/F
Flat: E
Saleable Area: 570 Saleable ft²
Gross Area: 780 ft²
Efficiency: 73%
District: Kwun Tong District · Kowloon
School net (POA): 48

Transaction History

Date	Price	Gain / loss	$/ft²	$/ft² gross
2019-08-08	HK$6.56M	+72.6% 3.1y · 24.0%/yr	HK$11,509	HK$8,410
2016-07-27	HK$3.80M	+160.3% 10.3y · 16.0%/yr	HK$6,667	HK$4,872
2006-04-21	HK$1.46M	+92.1%	HK$2,561	HK$1,872
2003-11-18	HK$760K	−18.3%	HK$1,333	HK$974
2001-12-04	HK$930K	−55.3%	HK$1,632	HK$1,192
1997-04-14	HK$2.08M	—	HK$3,649	HK$2,667

Other appraised units in this building

Data sourced from Renavon.com